St. Charles County property record for 1331 Pine Bluff Dr, Saint Charles, MO 63304
| Property Type | Row House |
|---|---|
| Details | 2 bd · 3 ba · 1,454 sqft · built 2001 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Nov 2015) |
| Deeds & Mortgages | Oct 2022 Reverse Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100020 |
| Primary APN | T011100020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Spanish |
| Exterior Material | Brick Veneer |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 168 sqft |
| Account Number | T011100020 |
|---|---|
| Old Parcel Number | T011100020 |
| Street Address | 1331 PINE BLUFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8785 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | PINE BLUFF VILLAS LOT 6A |
| Legal Subdivision | PINE BLUFF VILLAS |
| Legal Lot Number | 6A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311122 |
Source: St. Charles County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage F AND B ACQUISITION GROUP LLC |
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jun 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage F & B FINANCIAL GROUP |
| Jun 25, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on Record |
| Deed Sale | Nov 17, 2015 · Amount on Record |
| Prior Sale | Nov 17, 2015 |
| Deed Document Number | 0064511956 |
| Deed Book / Page | 6451 / 1956 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0000057932 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022R-057932 |
| Name | F AND B ACQUISITION GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63131 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 2021R091258 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021R-091258 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0069421558 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1331 PINE BLUFF DR ST CHARLES MO 633048785, ST CHARLES, MO 63304-8785 |
| Document Number | 0069421558 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 006942/001558 |
| Instrument | 371550 |
| Name | F & B FINANCIAL GROUP |
|---|---|
| Address | 12412 POWERSCOURT DR # 20, ST LOUIS, MO 63131-3665 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1331 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0069421575 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Name | Verified Name |
|---|---|
| Address | 1331 PINE BLUFF DR ST CHARLES MO 633048785, ST CHARLES, MO 63304-8785 |
| Document Number | 0069421575 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 006942/001575 |
| Instrument | 371560 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $51,179 | |
| 2022 | $269,364 Building $269,364 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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