1331 Phillips St, Missoula, MT 59802 Property Records

Missoula County property record for 1331 Phillips St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 3,080 sqft · built 2007
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Apr 2022 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0471114`

Property Details

APN / Parcel Number

Primary APN	`R0471114`
Alternative APNs	`04-2200-16-3-20-09-0000` `0002314504` `2314504`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,000 sqft
Unfinished Basement	40 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	78 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002314504
Street Address	1331 PHILLIPS ST
City	MISSOULA
State	MT
Zip	59802-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 59, LOT 8, & E2 OF LOT 9
Legal Subdivision	SCHOOL ADDITION
Legal Block	59
Legal Lot Number	8
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2026
Census Tract	203

Owner

Source: Missoula County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit MONTANA BUSN ASSISTANCE CONNEC
Jul 13, 2018	Warranty Deed, Transfer · FHA Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022
Deed Sale	Apr 5, 2022
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20226075
Deed Book / Page	1073 / 1233
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0007891321
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 5, 2022
Property Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323
Document Number	0010731233
Book / Page	1073 / 1233
Instrument Date	Apr 5, 2022
Instrument	202206075
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010590256
Date	Jul 14, 2021
Book Page	1059/256
Instrument	202117326

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	69604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323
Document Number	0010181093
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 PHILLIPS ST MISSOULA MT 598022323, MISSOULA, MT 59802-2323

Mortgage

Document Number	0010181093
Date	Sep 18, 2019
Book Page	001018/001093
Instrument	15958

Lender

Name	MONTANA BUSN ASSISTANCE CONNEC
Address	225 N CRUSE AVE # D, HELENA, MT 59601-5088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2029

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 13, 2018
Property Address	1331 PHILLIPS ST, MISSOULA, MT 59802-2323
Document Number	0009990588
Book / Page	000999 / 000588
Instrument Date	Jul 12, 2018
Instrument	11572
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 PHILLIPS ST MISSOULA MT 598022323, MISSOULA, MT 59802-2323

Mortgage

Document Number	9990589
Date	Jul 13, 2018
Book Page	000999/000589
Instrument	11573

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00 (-15.3%)	$626,200 (+16.5%) Land $203,190 Building $423,010	$626,200 (+16.5%) Land $203,190 Building $423,010
2024	$6,871.00 (+6.1%)
2023	$6,476.00	$537,518	$537,518 Land $110,378 Building $427,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, CenturyLink.

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