Riverside County property record for 1331 N Phillips St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 839 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jul 2022) |
| Tax Bill | $5,450 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 534-223-021 |
| Primary APN | 534-223-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 839 sqft Living Area |
| Gross Area | 1,059 sqft |
| 1st Floor Area | 839 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1331 N PHILLIPS ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-2731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 21 BLK E MB 018/032 DESERT EDGE |
| Legal Subdivision | DESERT EDGE |
| Legal Block | E |
| Legal Lot Number | 21 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 44200 |
1331 N Phillips St is owned and occupied by two individuals who bought it in July 2022.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 1, 2022 | Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Jul 1, 2022 | Grant Deed, Transfer · FHA Mortgage MISSION LOANS LLC |
| May 13, 2021 | Intrafamily Transfer, Transfer |
| Jun 8, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jun 8, 2020 | Grant Deed, Transfer · FHA Mortgage INSPIRE HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | Jun 8, 2020 |
| Deed Document Number | 2022299072 |
| Prior Transfer Date | Jun 28, 2022 |
| Prior Transfer Doc | 0000299071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 3, 2026 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000100657 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026100657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000100657, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026100657 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000039171 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0039171 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000299071 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022-0299071 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17169 HAWTHORNE AVE, FONTANA, CA 92335-5826 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000299072 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022-0299072 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000299073 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022-0299073 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 13, 2021 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000296303 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021-0296303 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17169 HAWTHORNE AVE, FONTANA, CA 92335-5826 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 8, 2020 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000243416 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 243416 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1331 N PHILLIPS ST BANNING CA 922202731, BANNING, CA 92220-2731 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 8, 2020 |
| Property Address | 1331 N PHILLIPS ST, BANNING, CA 92220-2731 |
| Document Number | 0000243415 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 243415 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1331 N PHILLIPS ST BANNING CA 922202731, BANNING, CA 92220-2731 |
| Document Number | 243417 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 243417 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Number | 243418, |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 243418 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2050 |
The 2025 property tax bill for 1331 N Phillips St was $5,450, up 1.8% from the year before.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,810 (+2%) Land $79,590 Building $281,220 | ||
| 2025 | $5,450.00 (+1.83%) | $353,736 Land $78,030 Building $275,706 | |
| 2024 | $5,352.00 (+2.29%) | ||
| 2023 | $5,232.00 (+59.27%) | $340,000 Land $75,000 Building $265,000 | |
| 2022 | $3,285.00 | ||
| 2021 | $227,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1331 N Phillips St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1331 N Phillips St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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