1331 Montego Pl, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 1331 Montego Pl, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,100 sqft · built 1967
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,791 (Jul 2021)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-3-019-00-0`

Property Details

APN / Parcel Number

Primary APN	`031-3-019-00-0`
Alternative APNs	`17556` `11074`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,100 sqft Gross Area
1st Floor Area	1,810 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	164 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	836 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1331 MONTEGO PL
City	AUGUSTA
State	GA
Zip	30909-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	KINGSTON (002A00) 005-G
Legal Subdivision	KINGSTON
Legal Block	G
Legal Lot Number	5
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1016
Census Tract	10203

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit LOWER
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST OPTION MORTGAGE
Jul 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Jan 6, 2009 · Amount on Record
Deed Document Number	20215466
Deed Book / Page	1792 / 579
Prior Transfer Date	May 10, 1993
Prior Transfer Doc	0419000014
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621

Mortgage

Document Number	0019070000001983
Date	Nov 16, 2023
Book Page	0000001907/0000001983

Lender

Name	LOWER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621

Mortgage

Document Number	0017920000000582
Date	Jul 21, 2021
Book Page	0000001792/0000000582
Instrument	2021025182

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 19, 2021
Property Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621
Document Number	0017920579
Book / Page	1792 / 579
Instrument Date	Jul 19, 2021
Instrument	2021-005466
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 MONTEGO PL, AUGUSTA, GA 30909-2621

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (-6.05%)
2025	$5,021.00 (+15.32%)	$174,384 (+10.97%) Land $12,880 Building $161,504	$435,960 (+10.97%) Land $32,200 Building $403,760
2023	$4,354.00 (+11.38%)	$157,140 (+25.23%) Land $12,880 Building $144,260	$392,850 (+25.23%) Land $32,200 Building $360,650
2022	$3,909.00	$125,480 Land $10,960 Building $114,520	$313,700 Land $27,400 Building $286,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Oct 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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