Anne Arundel County property record for 1331 Harbor Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,960 sqft · built 1992 |
| Lot Size | 0.259 acres (11,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Oct 1992) |
| Tax Bill | $6,028 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-597-12538400 |
| Primary APN | 02-597-12538400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,280 sqft (0.259 acres) |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 59712538400 |
|---|---|
| Street Address | 1331 HARBOR RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 14 BK 12 PL 3 OYSTER HARBOR |
| Legal Subdivision | OYSTER HARBOR |
| Legal Block | 12 |
| Legal Lot Number | 14 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 702602 |
1331 Harbor Rd is owned and occupied by two individuals who bought it in October 1992.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1331 HARBOR RD, ANNAPOLIS, MD 21403-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 1992 · Amount on File |
| Deed Sale | Oct 9, 1992 · Amount on File |
| Prior Sale | Nov 22, 1989 · Amount on File |
| Deed Book / Page | 5782 / 827 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1331 Harbor Rd was $6,028 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,200 Land $261,800 Building $297,400 | $559,200 Land $261,800 Building $297,400 | |
| 2025 | $6,028.00 | ||
| 2023 | $3,887.00 Homeowner's exemption | $431,600 Land $236,800 Building $194,800 | $431,600 Land $236,800 Building $194,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1331 Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1331 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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