1331 Delta Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1331 Delta Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,386 sqft · built 1920
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$348,109 (Aug 2012)
Tax Bill$13,336 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN043-0002-0062-00

Property Details

APN / Parcel Number

Primary APN043-0002-0062-00
Alternative APN
  • 50251101

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,386 sqft Living Area
Gross Area3,475 sqft
1st Floor Area994 sqft
2nd Floor Area996 sqft
AtticAttic
Attic Area396 sqft
Basement Area861 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 250 ft wide
Garage TypeAttached
Garage Area228 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1331 DELTA AVE
CityCINCINNATI
StateOH
Zip45208-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description1331 DELTA AVE 50 X 200 W S DELTA 350 FT S OF OBSERVATORY RD
Legal SubdivisionKILGOURS 01 SUB/MT LOOKOUT
Legal Lot Number19
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract4900

Owner

1331 Delta Ave is owned and occupied by an individual who bought it in August 2012.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1331 DELTA AVE, CINCINNATI, OH 45208-2444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
THE NORTH SIDE BANK & TRUST CO
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2012 · Amount on File
Deed SaleAug 31, 2012 · Amount on File
Prior SaleApr 3, 2007 · Amount on File
Deed Document Number2012111621
Deed Book / Page12106 / 522
Prior Transfer DateAug 16, 2001
Prior Transfer Doc0000159790
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1331 DELTA AVE, CINCINNATI, OH 45208-2444
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 DELTA AVE, CINCINNATI, OH 45208-2444

Mortgage

Document Number0000092548
DateSep 30, 2022
Book Page14763/41
Instrument2022-0092548
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1331 DELTA AVE, CINCINNATI, OH 45208-2444
Document Number0000031769
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 DELTA AVE CINCINNATI OH 452082444, CINCINNATI, OH 45208-2444

Mortgage

Document Number0000031769
DateApr 3, 2020
Book Page014139/002217
Instrument31769
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1331 Delta Ave was $13,336, up 14.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,336.00 (+14.78%)$215,772 (+11.39%) Land $100,429 Building $115,343$616,490 Land $286,940 Building $329,550
2024$11,619.00 (-2.2%)$193,708 (-) Land $100,429 Building $93,279
2023$11,880.00 (-0.87%)$193,708 (+10.5%) Land $100,429 Building $93,279$616,490 Land $286,940 Building $329,550
2022$11,984.00 Homeowner's exemption$175,302 Land $73,343 Building $101,959
2020$500,860 Land $209,550 Building $291,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1331 Delta Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Delta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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