Lorain County property record for 1331 Cedar Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,059 sqft · built 1951 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,500 (Jun 2009) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-057-103-019 |
| Primary APN | 03-00-057-103-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,079 sqft |
| 1st Floor Area | 736 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1331 CEDAR DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE HTS 50 X 134 |
| Legal Subdivision | MAPLE HTS |
| Legal Block | 103 |
| Legal Lot Number | 122 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 23000 |
Source: Lorain County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2009 · Amount on Record |
| Deed Sale | Jun 12, 2009 · Amount on Record |
| Prior Sale | Apr 14, 2008 · Amount on Record |
| Deed Document Number | 2009299157 |
| Prior Transfer Date | Apr 8, 2008 |
| Prior Transfer Doc | 0000248832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Document Number | 0000018555 |
|---|---|
| Date | Jul 5, 2024 |
| Instrument | 2024-0018555 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Document Number | 0000088410 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-0088410 |
| Name | ROCKET MORTGAGE |
|---|---|
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1331 CEDAR DR, LORAIN, OH 44052-2805 |
| Document Number | 0000786875 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1331 CEDAR DR LORAIN OH 440522805, LORAIN, OH 44052-2805 |
| Document Number | 0000786875 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 786875 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2050 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (-4.98%) | $33,730 (+0.01%) Land $4,040 Building $29,690 | $96,360 (-) Land $11,540 Building $84,820 |
| 2024 | $1,425.00 (+12.92%) | $33,726 (+41.1%) Land $4,039 Building $29,687 | $96,360 (+41.1%) Land $11,540 Building $84,820 |
| 2023 | $1,262.00 (+0.88%) | $23,902 (+0.01%) Land $4,813 Building $19,089 | $68,290 (-) Land $13,750 Building $54,540 |
| 2022 | $1,251.00 | $23,900 Land $4,810 Building $19,090 | |
| 2021 | $68,290 Land $13,750 Building $54,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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