13309 Lakeshore Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13309 Lakeshore Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,039 sqft · built 1965
Lot Size	0.275 acres (11,977 sqft)
Owner	2 Trust Names on File
Last Sale	$342,000 (Feb 2015)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-060-58-00`

Property Details

APN / Parcel Number

Primary APN	`395-060-58-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,977 sqft (0.275 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13309 LAKESHORE DR
City	LAKESIDE
State	CA
Zip	92040-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM10121
Legal Subdivision	LINDO HEIGHTS
Legal Tract	10121
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1010
Census Tract	16804

Owner

13309 Lakeshore Dr is owner-occupied and held in a trust since October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage MCJAB INC
Apr 13, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST CALIFORNIA FUNDING
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 5, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE & INSURANCE INC AMERICAN MORTGAGE & INSURANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2015 · Amount on File
Deed Sale	Feb 25, 2015 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	201586605
Last Transfer Date	Oct 8, 2024
Transfer Doc	0000275358
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405

Mortgage

Document Number	0000409014
Date	Jun 1, 2021
Instrument	2021-0409014

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166292
Date	Apr 13, 2017
Instrument	2017-0166292

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405

Mortgage

Document Number	0000501061
Date	Aug 31, 2020
Instrument	2020-0501061

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Document Number	0000393169
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13309 LAKESHORE DR LAKESIDE CA 920403405, LAKESIDE, CA 92040-3405

Mortgage

Document Number	0000393169
Date	Sep 10, 2019
Instrument	393169

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13309 LAKESHORE DR, LAKESIDE, CA 92040-3405
Document Number	0000010100
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13309 LAKESHORE DR LAKESIDE CA 920403405, LAKESIDE, CA 92040-3405

Mortgage

Document Number	0000010100
Date	Jan 10, 2018
Instrument	10100

Lender

Name	AMERICAN MORTGAGE & INSURANCE INC AMERICAN MORTGAGE & INSURANCE INC
Address	HONOLULU, HI 96813

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13309 Lakeshore Dr was $5,627.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,242 (+2%) Land $158,198 Building $261,044
2025	$5,627.00 Homeowner's exemption	$411,023 Land $155,097 Building $255,926
2023	$5,253.00 (+2.02%) Homeowner's exemption	$395,064 Land $149,075 Building $245,989
2022	$5,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13309 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13309 Lakeshore Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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