13307 76th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 13307 76th Ter, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 2019
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Dec 2016)
Tax Bill	$1,191 (2024)
Deeds & Mortgages	Jul 2019 Loan Modification Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02S-13E-05175-000010`

Property Details

APN / Parcel Number

Primary APN	`16-02S-13E-05175-000010`
Alternative APN	`05175000010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Metal
Lot Area	148,975 sqft (3.42 acres)
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	05175000010
Street Address	13307 76TH TER
City	LIVE OAK
State	FL
Zip	32060-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 3.42 ACRES TRACT 1 ORB 121 P 17 LESS S 30 FT OF TRACT 1 ORB 1958 P 356 TD YR 2017 ORB 2049 P 21-22 FJ YR 2019
Legal Range	13E
Legal Township	02S
Legal Section	16
Legal Subdivision	LIVE OAK RANCHETTES 1
Legal Tract	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1009
Census Tract	970401

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13307 76TH TER, LIVE OAK, FL 32060-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Loan Modification, Mortgage DRUMMOND CMNTY BK
Jul 2, 2019	Loan Modification, Mortgage DRUMMOND CMNTY BK
Oct 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DRUMMOND CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2016 · Amount on Record
Deed Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	2016187983
Deed Book / Page	01958 / 0356
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	13307 76TH TER, LIVE OAK, FL 32060-8808
Document Number	0000216578
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13307 76TH TER LIVE OAK FL 320608808, LIVE OAK, FL 32060-8808

Mortgage

Document Number	0000216578
Date	Jul 8, 2019
Book Page	002128/000127
Instrument	216578

Lender

Name	DRUMMOND CMNTY BK
Type	Bank
Address	CHIEFLAND, FL 32626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	13307 76TH TER, LIVE OAK, FL 32060-8808
Document Number	0000217645
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13307 76TH TER LIVE OAK FL 320608808, LIVE OAK, FL 32060-8808

Mortgage

Document Number	0000217645
Date	Aug 13, 2019
Book Page	002134/000326
Instrument	217645

Lender

Name	DRUMMOND CMNTY BK
Type	Bank
Address	CHIEFLAND, FL 32626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 26, 2018
Property Address	13307 76TH TER, LIVE OAK, FL 32060-8808
Book / Page	002081 / 000443
Instrument Date	Oct 26, 2018
Instrument	208655
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13307 76TH TER LIVE OAK FL 320608808, LIVE OAK, FL 32060-8808

Mortgage

Document Number	0000208655
Date	Oct 26, 2018
Book Page	002081/000443
Instrument	208655

Lender

Name	DRUMMOND CMNTY BK
Type	Bank
Address	CHIEFLAND, FL 32626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,625 (+5.99%)	$166,637 (+16.66%) Land $25,735 Building $140,902
2024	$1,191.00 (+3.03%)
2023	$1,156.00 (+3.77%) Homeowner's exemption	$94,941 (+3%)	$142,840 (+31.75%) Land $17,100 Building $125,740
2022	$1,114.00 Homeowner's exemption	$92,176	$108,420 Land $17,100 Building $91,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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