13304 Central Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 13304 Central Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1960
Lot Size	32.3 acres (1,406,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,080 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-036-0600`

Property Details

APN / Parcel Number

Primary APN	`11-036-0600`

Interior

Building Area	1,616 sqft Total Area
Basement Area	1,616 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	1,406,988 sqft (32.3 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Street Address	13304 CENTRAL AVE
City	MILACA
State	MN
Zip	56353-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 630.5 FT OF S 882 FT OF W 200 FT OF NW OF SE, LYING S & W OF RUM; & THE N 200 FT OF S 251.5 FT OF W 435.5 FT OF NW OF SE
Legal Range	27
Legal Township	38
Legal Section	36
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2055
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13304 CENTRAL AVE, MILACA, MN 56353-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 21, 2014
Transfer Doc	0000385147
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13304 CENTRAL AVE, MILACA, MN 56353-3727
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A431748
Date	Jun 15, 2022
Instrument	A431748

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2032

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13304 CENTRAL AVE, MILACA, MN 56353-3727
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A424516
Date	May 19, 2021
Instrument	A424516

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,080.00 (+1.95%)	$416,100 (+7.3%) Land $142,600 Building $273,500	$416,100 (+7.3%) Land $142,600 Building $273,500
2025	$4,002.00 (+13.37%) Homeowner's exemption	$387,800 (-0.44%) Land $128,300 Building $259,500	$387,800 (-0.44%) Land $128,300 Building $259,500
2023	$3,530.00	$389,500 Land $109,500 Building $280,000	$389,500 Land $109,500 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Benton Cooperative Telephone Company.

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