Washington County property record for 13303 Ruby Pointe Dr, Hagerstown, MD 21742 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,732 sqft Total Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $243,250 (2015) |
| Tax Bill | $3,195.00 (2025) |
Source: Washington County records · APN 18-065296
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13303 RUBY POINTE DR, HAGERSTOWN, MD 21742-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST FEDERAL BANK |
| Aug 22, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage GEORGE MASON MORTGAGE LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 18, 2020 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2015 · Amount on Record |
| Deed Sale | Apr 08, 2015 · Amount on Record |
| Deed Book / Page | 4940 / 443 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13303 RUBY POINTE DR, HAGERSTOWN, MD 21742-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0058790294 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 5879/0294 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13303 RUBY POINTE DR, HAGERSTOWN, MD 21742-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CHAMPION TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0060470177 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 6047/0177 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13303 RUBY POINTE DR, HAGERSTOWN, MD 21742-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0065650336 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 6565/336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13303 RUBY POINTE DR, HAGERSTOWN, MD 21742-1510 |
| Document Number | 0063950135 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13303 RUBY POINTE DR HAGERSTOWN MD 217421510, HAGERSTOWN, MD 21742-1510 |
| Document Number | 0063950135 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 006395/000135 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,000 (+2.72%) | $325,400 (-) Land $70,000 Building $255,400 | |
| 2025 | $3,195.00 (+8.42%) | $308,600 (+8.88%) | $325,400 (+8.39%) Land $70,000 Building $255,400 |
| 2023 | $2,947.00 | $283,433 | $300,200 Land $70,000 Building $230,200 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-065296 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,732 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 225 sqft Patio |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 065296 |
|---|---|
| Street Address | 13303 RUBY POINTE DR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-1510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 198 0.10 ACRES 13303 RUBY POINTE DRIVE EMERALD POINTE SUBDIV PH |
| Legal Subdivision | RUBY POINTE DRIVE EMERALD POINTE SUB |
| Legal Lot Number | 198 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 18, CHEWSVILLE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 11202 |
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