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13303 Charfield St, Windermere, FL 34786 Property Records

Orange County property record for 13303 Charfield St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,304 sqft · built 2009
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Jul 2020)
Tax Bill$7,459 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-23-27-4763-00-050

Property Details

APN / Parcel Number

Primary APN26-23-27-4763-00-050
Alternative APNs
  • 272326476300050
  • 149218
  • 150386
  • 152506

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,304 sqft Living Area
Gross Area4,386 sqft
1st Floor Area2,224 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,973 sqft (0.206 acres)
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area254 sqft
Patio Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13303 CHARFIELD ST
CityWINDERMERE
StateFL
Zip34786-6388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKE SAWYER SOUTH PHASE 2 68/86 LOT 5
Legal Range27E
Legal Township23S
Legal Section26
Legal SubdivisionLAKE SAWYER SOUTH PH 2
Legal Phase2
Legal Tract4763
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2041
Census Tract17112

Owner

13303 Charfield St is owned and occupied by two individuals who bought it in July 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address13303 CHARFIELD ST, WINDERMERE, FL 34786-6388
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on File
Deed SaleJul 1, 2020 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Document Number2020358773
Prior Transfer DateAug 9, 2013
Prior Transfer Doc0000443190
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 1, 2020
Property Address13303 CHARFIELD ST, WINDERMERE, FL 34786-6388
Document Number0000358773
Instrument DateJun 30, 2020
Instrument358773
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyHOMETOWN TITLE GROUP INC, HOMETOWN TITLE GRP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13303 CHARFIELD ST WINDERMERE FL 347866388, WINDERMERE, FL 34786-6388

Mortgage

Document Number358774
DateJul 1, 2020
Instrument358774
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13303 Charfield St was $7,459, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,085 (+2.7%)$641,070 (-1.4%) Land $125,000 Building $516,070
2025$7,459.00 (+4.56%) Homeowner's exemption$462,595$650,160 Land $125,000 Building $525,160
2024$7,134.00 (+7.46%)
2023$6,639.00 (+3.59%) Homeowner's exemption$436,464 (+3%)$578,161 (+16.85%) Land $125,000 Building $453,161
2022$6,409.00 Homeowner's exemption$423,751$494,796 Land $110,000 Building $384,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13303 Charfield St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13303 Charfield St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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