Spotsylvania County property record for 13301 Willow Point Dr, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,174 sqft · built 1993 |
| Lot Size | 0.381 acres (16,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Sep 2025) |
| Tax Bill | $3,499 (2026) |
| Deeds & Mortgages | Feb 2025 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36F-7-40 |
| Primary APN | 36F-7-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Finished Area |
| Basement Area | 906 sqft |
| Unfinished Basement | 453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 16,586 sqft (0.381 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | 1,353 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13301 WILLOW POINT DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-0253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | WATFORD VILLAGE LOT 40 SEC 1 |
| Legal Subdivision | WATFORD VILLAGE |
| Legal Lot Number | 40 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | LEE HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20203 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13301 WILLOW POINT DR, FREDERICKSBURG, VA 22408-0253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 25, 2025 | Deed, Transfer · VA Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 202514399 |
| Prior Transfer Date | Feb 8, 2002 |
| Prior Transfer Doc | 2122000470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 13301 WILLOW POINT DR, FREDERICKSBURG, VA 22408-0253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250001588 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 250001588 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Sep 25, 2025 |
| Property Address | 13301 WILLOW POINT DR, FREDERICKSBURG, VA 22408-0253 |
| Document Number | 0250014399 |
| Map Reference | FILE 3 PG 730&731 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 250014399 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | EKKO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13301 WILLOW POINT DR, FREDERICKSBURG, VA 22408-0253 |
| Document Number | 0250014400 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 250014400 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,499.00 (+8.5%) | $474,700 (+8.06%) Land $165,000 Building $309,700 | |
| 2025 | $3,225.00 (+26.67%) | $439,300 (+33.12%) Land $135,000 Building $304,300 | $474,700 (+8.06%) Land $165,000 Building $309,700 |
| 2024 | $439,300 (+33.12%) Land $135,000 Building $304,300 | ||
| 2023 | $2,546.00 | $330,000 Land $105,000 Building $225,000 | $330,000 Land $105,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1995–1996) |
| Most Recent Claim | Sep 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures