St. Mary's County property record for 13301 Point Lookout Rd, Ridge, MD 20680
| Property Type | Commercial |
|---|---|
| Details | 3.5 ba · 4,232 sqft · built 2008 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,791 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-022482 |
| Primary APN | 01-022482 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,232 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Built-in |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 022482 |
|---|---|
| Street Address | 13301 POINT LOOKOUT RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3371 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | VMX |
| Legal Description | 1.454 ACRES W/S MD RT 5 RIDGE |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13301 POINT LOOKOUT RD, RIDGE, MD 20680-3371 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2000 |
| Deed Sale | Nov 22, 2000 |
| Prior Sale | Sep 15, 2000 |
| Deed Document Number | 20001142 |
| Deed Book / Page | 1591 / 311 |
| Transfer Doc | 0015910311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 13301 POINT LOOKOUT RD, RIDGE, MD 20680-3371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051760024 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 5176/024 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 13301 POINT LOOKOUT RD, RIDGE, MD 20680-3371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13301 POINT LOOKOUT RD, RIDGE, MD 20680-3371 |
| Document Number | 0060350117 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 6035/117 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $572,700 (+6.97%) Land $123,400 Building $449,300 | $572,700 (-) Land $123,400 Building $449,300 | |
| 2025 | $5,791.00 (+17.94%) | $535,400 (+16.19%) | $572,700 (+24.28%) Land $123,400 Building $449,300 |
| 2023 | $4,910.00 | $460,800 Land $123,400 Building $337,400 | $460,800 Land $123,400 Building $337,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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