1330 W 97th Ln, Crown Point, IN 46307 Property Records

Lake County property record for 1330 W 97th Ln, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,625 sqft · built 1995
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Company Names on File
Last Sale	$275,000 (Nov 2008)
Tax Bill	$3,768 (2024)
Deeds & Mortgages	May 2026 Line of Credit Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-33-23-0174-0016`

Property Details

APN / Parcel Number

Primary APN	`008-33-23-0174-0016`
Alternative APNs	`45-12-33-404-008.000-029` `332301740016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
Gross Area	5,366 sqft
1st Floor Area	2,625 sqft
Basement Area	1,116 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	193 ft deep x 96 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	1,625 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1330 W 97TH LN
City	CROWN POINT
State	IN
Zip	46307-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	HARVEST RIDGE PHASE 4 LOT 95
Legal Subdivision	HARVEST RIDGE PHASE 4
Legal Phase	4
Legal Lot Number	95
Jurisdiction	LAKE IN
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2026
Census Tract	42507

Owner

Source: Lake County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST CARPENTERS & MILLWRIGHTS FCU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Mar 6, 2020	Deed of Trust, Mortgage MIDWEST CARPENTERS&MILLWRIGHTS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2008 · Amount on Record
Deed Sale	Nov 24, 2008 · Amount on Record
Deed Document Number	200879840
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000010931
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 11, 2026
Property Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Document Number	0000518965
Instrument Date	Apr 11, 2026
Instrument	2026518965
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734

Mortgage

Document Number	0000518965,
Date	May 11, 2026
Instrument	2026518965

Lender

Name	CENTIER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023646
Date	Apr 17, 2018
Instrument	2018 023646

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001739
Date	Jan 9, 2018
Instrument	2018 001739

Lender

Name	MIDWEST CARPENTERS & MILLWRIGHTS FCU
Type	Credit Union
Address	HOBART, IN 46342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080182
Date	Nov 20, 2019
Instrument	2019 080182

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1330 W 97TH LN, CROWN POINT, IN 46307-1734
Document Number	0000018128
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 W 97TH LN CROWN POINT IN 463071734, CROWN POINT, IN 46307-1734

Mortgage

Document Number	0000018128
Date	Mar 17, 2020
Instrument	18128

Lender

Name	MIDWEST CARPENTERS&MILLWRIGHTS
Type	Credit Union
Address	HOBART, IN 46342

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Ross Township
Municipality	Crown Point City
Unified School District	Merrillville Community School (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,300 (+1.61%) Land $56,900 Building $321,400	$378,300 (+1.61%) Land $56,900 Building $321,400
2024	$3,768.00 (+15.41%)
2023		$372,300 (+14.03%) Land $55,800 Building $316,500	$372,300 (+14.03%) Land $55,800 Building $316,500
2022	$3,265.00 Homeowner's exemption	$326,500 Land $47,200 Building $279,300	$326,500 Land $47,200 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2008–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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