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1330 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 1330 Simonton St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details10 ba · 5,930 sqft · built 1948
Lot Size0.324 acres (14,125 sqft)
OwnerCompany Name on Record
Last Sale$3,850,000 (Nov 2013)
Tax Bill$30,859 (2024)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN00035950-000100

Property Details

APN / Parcel Number

Primary APN00035950-000100
Alternative APN
  • 8731400

Interior

Full Baths10 Baths
Units11 Units
Stories1 Story
Building Area5,930 sqft Gross Area
1st Floor Area5,930 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area14,125 sqft (0.324 acres)
Lot Dimensions144 ft deep x 100 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area2,521 sqft
Deck Area220 sqft
Patio Area1,325 sqft
Total Buildings5 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number8731400
Street Address1330 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-3114
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHCT
Legal DescriptionKW FILER BOYLE SUB N-476 PT LOT 7 SQR 2 TR 16 OR1031-1346/47 OR1154-870/72 OR1651-1264/65 OR1826-1659/61 OR2658-555/57
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKW FILER BOYLE SUB
Legal Tract16
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2016
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address513 FLEMING ST, 1, KEY WEST, FL 33040-6861
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2013 · Amount on Record
Deed SaleNov 13, 2013 · Amount on Record
Prior SaleSep 5, 2000 · Amount on Record
Deed Document Number20131957387
Deed Book / Page2658 / 555
Prior Transfer DateNov 12, 2013
Prior Transfer Doc0026580555
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1330 SIMONTON ST, KEY WEST, FL 33040-3114
Document Number0029552345
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1330 SIMONTON ST KEY WEST FL 330403114, KEY WEST, FL 33040-3114

Mortgage

Document Number0029552345
DateMar 29, 2019
Book Page002955/002345
Instrument2213042
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMar 28, 2026
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,946,903 (-0.14%) Land $4,233,969 Building $712,934$4,946,903 (-0.14%) Land $4,233,969 Building $712,934
2024$30,859.00 (+3.55%)
2023$29,801.00 (+42.72%)$4,953,983 (+103.59%) Land $4,233,969 Building $720,014$4,953,983 (+103.59%) Land $4,233,969 Building $720,014
2022$20,881.00$2,433,289 Land $1,693,588 Building $739,701$2,433,289 Land $1,693,588 Building $739,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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