San Diego County property record for 1330 Panorama Ridge Rd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,321 sqft · built 2004 |
| Lot Size | 0.299 acres (13,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $609,000 (Jul 2004) |
| Tax Bill | $9,553 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-770-08-00 |
| Primary APN | 158-770-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,321 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 13,045 sqft (0.299 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1330 PANORAMA RIDGE RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 23 TR 014582 |
| Legal Subdivision | PANORAMA RIDGE |
| Legal Tract | 014582 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
1330 Panorama Ridge Rd is owned and occupied by two individuals who bought it in July 2004.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1330 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2004 · Amount on File |
| Deed Sale | Jul 8, 2004 · Amount on File |
| Deed Document Number | 2004636871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1330 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 1330 PANORAMA RIDGE RD, OCEANSIDE, CA 92056-2215 |
| Document Number | 0000648630 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0648630 |
| Name | COASTAL PACIFIC LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 1330 Panorama Ridge Rd was $9,553 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $865,116 (+2%) Land $341,201 Building $523,915 | |
| 2025 | $9,553.00 Homeowner's exemption | $848,154 Land $334,511 Building $513,643 |
| 2023 | $8,790.00 (+0.26%) Homeowner's exemption | $815,221 Land $321,522 Building $493,699 |
| 2022 | $8,767.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1330 Panorama Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1330 Panorama Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
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