1330 N Main St, Hampstead, MD 21074 Property Records

Carroll County property record for 1330 N Main St, Hampstead, MD 21074

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 ba · 2,016 sqft · built 1878
Lot Size	0.201 acres (8,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2025)
Tax Bill	$3,716 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-031827`

Property Details

APN / Parcel Number

Primary APN	`08-031827`
Alternative APNs	`8031827` `031827`

Interior

Stories	2 Stories
Building Area	2,016 sqft Total Area
1st Floor Area	1,584 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Siding
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Metal
Lot Area	8,745 sqft (0.201 acres)
Porch	Slab
Porch Area	256 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	031827
Street Address	1330 N MAIN ST
City	HAMPSTEAD
State	MD
Zip	21074-2151
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RES B
Legal Description	LT - 8745 SQ FT 1330 N MAIN ST HAMPSTEAD
Legal Subdivision	HAMPSTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4058
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1330 N MAIN ST, HAMPSTEAD, MD 21074-2151
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
May 4, 2023	Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Book / Page	11597 / 282
Transfer Doc	0000000846
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 27, 2025
Property Address	1330 N MAIN ST, HAMPSTEAD, MD 21074-2151
Document Number	0115970282
Book / Page	11597 / 282
Instrument Date	Oct 7, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1330 N MAIN ST, HAMPSTEAD, MD 21074-2151

Mortgage

Document Number	0115970289
Date	Oct 27, 2025
Book Page	11597/289

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	May 4, 2023
Property Address	1330 N MAIN ST, HAMPSTEAD, MD 21074-2151
Document Number	0110230291
Book / Page	11023 / 291
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PROPERTY TITLE GROUP LLC, PROPERTY T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5141 HOFFMANVILLE RD, MANCHESTER, MD 21102-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1330 N MAIN ST, HAMPSTEAD, MD 21074-2151

Mortgage

Document Number	0110230299
Date	May 4, 2023
Instrument	11023-0299

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,716.00 (+24.7%)	$273,367 (+25.17%)	$348,100 (+59.39%) Land $104,900 Building $243,200
2025	$2,980.00 (+1.09%) Homeowner's exemption	$218,400 (-) Land $73,100 Building $145,300	$218,400 (-) Land $73,100 Building $145,300
2023	$2,948.00	$218,400 Land $73,100 Building $145,300	$218,400 Land $73,100 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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