1330 Mason Grove Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1330 Mason Grove Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,813 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2021)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T061100020`

Property Details

APN / Parcel Number

Primary APN	`T061100020`
Alternative APN	`3-0015-9824-00-0020.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
Gross Area	3,994 sqft
1st Floor Area	1,813 sqft
Basement Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T061100020
Street Address	1330 MASON GROVE DR
City	SAINT CHARLES
State	MO
Zip	63304-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDYSTON PL #1 LOT 20
Legal Subdivision	ADDYSTON PL #1
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311149

Owner

1330 Mason Grove Dr is owned and occupied by two individuals who bought it in July 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 26, 2021	Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Sep 9, 2010 · Amount on File
Deed Document Number	202162405
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669

Mortgage

Document Number	0000052462
Date	Dec 28, 2023
Instrument	2023R-052462

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 26, 2021
Property Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Document Number	2021R062405
Map Reference	MB 42 PG 108-111
Instrument Date	Jul 21, 2021
Instrument	2021R-062405
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 GREENWAY DR, 1, MECHANICSBURG, PA 17055-5656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669

Mortgage

Document Number	2021R062406
Date	Jul 26, 2021
Instrument	2021R-062406

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1330 MASON GROVE DR, SAINT CHARLES, MO 63304-2669
Document Number	0000085682
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 GREENWAY DR MECHANICSBURG PA 170555656, MECHANICSBURG, PA 17055-5656

Mortgage

Document Number	0000085682
Date	Nov 5, 2020
Instrument	85682

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT CHARLES, MO 63301-2528

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Mason Grove Dr was $4,790.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,841 (-)	$425,480 (-) Building $425,480
2025	$4,790.00	$80,841	$425,480
2023		$70,503
2022			$371,069 Land $70,000 Building $301,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1330 Mason Grove Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1330 Mason Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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