1330 Lawrence St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1330 Lawrence St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,308,000 (May 2023)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-490-019-2`

Property Details

APN / Parcel Number

Primary APN	`502-490-019-2`
Alternative APN	`502-490-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1330 LAWRENCE ST
City	EL CERRITO
State	CA
Zip	94530-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOTS 39 & 40 BLK 5
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	5
Legal Lot Number	39,40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	387000

Owner

1330 Lawrence St is owner-occupied and held in a trust since May 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	May 15, 2009 · Amount on File
Deed Document Number	202345432
Prior Transfer Date	Apr 13, 2006
Prior Transfer Doc	0000122727
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2026
Property Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408
Document Number	0000061004
Instrument Date	Apr 17, 2026
Instrument	202661004
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2023
Property Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408
Document Number	0000045432
Map Reference	MB 1 PG 26
Instrument Date	May 1, 2023
Instrument	2023-045432
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408

Mortgage

Document Number	0000045433
Date	May 15, 2023
Instrument	2023-045433

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1330 LAWRENCE ST, EL CERRITO, CA 94530-2408
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063354
Date	May 3, 2019
Instrument	2019-063354

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Lawrence St was $2,407.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$105,798 (+2%) Land $38,465 Building $67,333
2025	$2,407.00 Homeowner's exemption	$103,724 Land $37,711 Building $66,013
2023	$9,663.00 (+1.52%) Homeowner's exemption	$673,328 Land $556,986 Building $116,342
2022	$9,518.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1330 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1330 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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