1330 Lady St, Columbia, SC 29201 Property Records

Richland County property record for 1330 Lady St, Columbia, SC 29201

Property Summary

Property Type	Commercial
Details	4.5 ba · 111,390 sqft · built 1987
Lot Size	0.768 acres (33,493 sqft)
Owner	Company Name on Record
Tax Bill	$310,801 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11401-03-08`

Property Details

APN / Parcel Number

Primary APN	`11401-03-08`
Alternative APNs	`R11401-03-08` `01090599`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	21 Units
Stories	6 Stories
Building Area	111,390 sqft Total Area
1st Floor Area	18,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Glass
Construction Type	Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	33,493 sqft (0.768 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01090599
Street Address	1330 LADY ST
City	COLUMBIA
State	SC
Zip	29201-3300
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-1
Legal Description	PARCEL B 275X89.7X183.8X10.3X45.1X
Legal Subdivision	DOWNTOWN COLUMBIA
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2040
Census Tract	3100

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK NA
Oct 30, 2019	Deed of Trust, Mortgage FIRST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1330 LADY ST, COLUMBIA, SC 29201-3300
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 GERVAIS ST 600, 600, COLUMBIA, SC 29201-3335

Mortgage

Document Number	0030632399
Date	Oct 8, 2025
Book Page	3063/2399
Instrument	2025048278

Lender

Name	FIRST COMMUNITY BANK NA
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	Nov 8, 2029

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1233 MARION ST, COLUMBIA, SC 29201-3307
Document Number	2441/2773
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 11610 COLUMBIA SC 292111610, COLUMBIA, SC 29211-1610

Mortgage

Document Number	2441/2773
Date	Oct 30, 2019
Book Page	002441/002773
Instrument	81588

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	5455 SUNSET BLVD, LEXINGTON, SC 29072-9161

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310,801.00 (+10.38%)		$10,438,000 (-) Land $968,000 Building $9,470,000
2024		$10,438,000 Land $968,000 Building $9,470,000	$10,438,000 (+13.22%) Land $968,000 Building $9,470,000
2023	$281,585.00 (-1.46%)		$9,219,400 (-16.67%)
2021	$285,743.00	$553,160	$11,064,100 Land $726,000 Building $10,338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1992)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Lady St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures