1330 Half Moon Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1330 Half Moon Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 890 sqft · built 1986
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$146,300 (Apr 2026)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860001598`

Property Details

APN / Parcel Number

Primary APN	`A860001598`
Alternative APN	`4-0022-5906-00-0208.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	890 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001598
Street Address	1330 HALF MOON DR
City	O FALLON
State	MO
Zip	63366-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE MEADOWS #3 LOT 208
Legal Subdivision	OSAGE MEADOWS #3
Legal Lot Number	208
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	4
Census Block	4017
Census Tract	311907

Owner

1330 Half Moon Dr is owned and occupied by two individuals who bought it in April 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1330 HALF MOON DR, O FALLON, MO 63366-3742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer · Line of Credit FIRST COMMUNITY CREDIT UNION
Oct 1, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	202619883
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	0000019883
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 29, 2026
Property Address	1330 HALF MOON DR, O FALLON, MO 63366-3742
Document Number	0000019883
Instrument Date	Apr 20, 2026
Instrument	2026.19883
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 HALF MOON DR, O FALLON, MO 63366-3742

Mortgage

Document Number	0000019884,
Date	Apr 29, 2026
Instrument	2026..19884

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1330 HALF MOON DR, O FALLON, MO 63366-3742
Document Number	0000081477
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1330 HALF MOON DR O FALLON MO 633663742, O FALLON, MO 63366-3742

Mortgage

Document Number	0000081477
Date	Oct 26, 2020
Instrument	81477

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Half Moon Dr was $2,707, up 6.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,393 (-)	$207,333 (-) Land $45,000 Building $162,333
2025	$2,707.00 (+6.45%)	$39,393	$207,333 Land $45,000 Building $162,333
2024	$2,543.00
2023		$35,922
2022			$189,062 Land $45,000 Building $144,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1330 Half Moon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1330 Half Moon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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