1330 Garrard St, Covington, KY 41011 Property Records

Kenton County property record for 1330 Garrard St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1935
Lot Size	0.008 acres (345 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Mar 2021)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Mar 2021 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-31-03-055.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-03-055.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Finished Area
Gross Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Foundation Type	Block
Lot Area	345 sqft (0.008 acres)
Lot Dimensions	115 ft deep x 3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1330 GARRARD ST
City	COVINGTON
State	KY
Zip	41011-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 1,3'X 115' SEC GARRARD ALLEY BET PLEASANT & BYRD
Legal Subdivision	POWELL & CO
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1330 Garrard St is owned by a company that bought it in March 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10901 REED HARTMAN HWY, 316, BLUE ASH, OH 45242-2835
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Feb 2, 2018	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	202150880
Deed Book / Page	74 / 918
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2021
Property Address	1330 GARRARD ST, COVINGTON, KY 41011-3540
Document Number	0005900097
Book / Page	74 / 918
Instrument Date	Feb 24, 2021
Instrument	21030205900097
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10901 REED HARTMAN HWY STE 316, 10901, BLUE ASH, OH 45242-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109014 REED HARTRON HWY #316 # 316, 316, CINCINNATI, OH 45242

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 2, 2018
Property Address	1330 GARRARD ST, COVINGTON, KY 41011-3540
Document Number	0000000136
Book / Page	0C6346 / 000118
Instrument Date	Jan 31, 2018
Instrument	136
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10901 REED HARTMAN HWY #316 BLUE ASH OH 452422835, 316, BLUE ASH, OH 45242-2835

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Garrard St was $1,855.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $10,000 Building $130,000	$140,000 (-) Land $10,000 Building $130,000
2025	$1,855.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1330 Garrard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1330 Garrard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Garrard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures