133 Winding Rd, Irmo, SC 29063 Property Records

Richland County property record for 133 Winding Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,204 sqft · built 1965
Lot Size	0.451 acres (19,683 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Jul 2025)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02304-01-06`

Property Details

APN / Parcel Number

Primary APN	`02304-01-06`
Alternative APNs	`R02304-01-06` `00011873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,204 sqft Heated Area
Gross Area	2,628 sqft
1st Floor Area	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,683 sqft (0.451 acres)
Garage Type	Carport
Garage Area	572 sqft
Carport	Carport
Carport Area	572 sqft
Porch	Patio
Porch Area	152 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00011873
Street Address	133 WINDING RD
City	IRMO
State	SC
Zip	29063-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 5B 141.7X115.7X123.2X213.7 #SU #PR V-9 W/S 55-8214
Legal Subdivision	E D SAULS CONSTRUCTION
Legal Lot Number	5B
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1000
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 WINDING RD, IRMO, SC 29063-9285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FEDERAL CREDIT UNION
Mar 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Jul 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	202533852
Deed Book / Page	3039 / 3633
Prior Transfer Date	Jul 15, 2025
Prior Transfer Doc	0030393673
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	May 28, 2026
Property Address	133 WINDING RD, IRMO, SC 29063-9285
Document Number	0000025735
Book / Page	3131 / 3064
Instrument Date	May 22, 2026
Instrument	202625735
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINDING RD, IRMO, SC 29063-9285

Mortgage

Document Number	0000025735,
Date	May 28, 2026
Book Page	3131/3064
Instrument	202625735

Lender

Name	GROW FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	133 WINDING RD, IRMO, SC 29063-9285
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025960081
Date	Mar 12, 2021
Book Page	2596/81
Instrument	2021015644

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 3, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	133 WINDING RD, IRMO, SC 29063-9285
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINDING RD, IRMO, SC 29063-9285

Mortgage

Document Number	0026502450
Date	Aug 3, 2021
Book Page	2650/2450
Instrument	2021051822

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	133 WINDING RD, IRMO, SC 29063-9285
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINDING RD, IRMO, SC 29063-9285

Mortgage

Document Number	0027460714
Date	May 20, 2022
Book Page	2746/714
Instrument	2022029172

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	787 Months
Due	Dec 5, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.56%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jul 13, 2022
Property Address	133 WINDING RD, IRMO, SC 29063-9285
Document Number	0027620083
Book / Page	2762 / 83
Instrument Date	Jul 8, 2022
Instrument	2022039878
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINDING RD, IRMO, SC 29063-9285

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (+21.53%) Homeowner's exemption	$16,724 (-96.52%)	$692,370 (+4.6%)
2024		$480,900 (+2,775.51%)	$661,900 (+58.31%) Land $365,400 Building $296,500
2023	$2,871.00 (-0.9%)	$16,724 (+0.02%)	$418,100 (-7.72%)
2021	$2,897.00	$16,720	$453,100 Land $323,400 Building $129,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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