Daviess County property record for 133 Whitecap Dr, Gallatin, MO 64640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,440 sqft · built 2005 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Jun 2018) |
| Tax Bill | $2,861 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2.0-9-3-03-38 |
| Primary APN | 14-2.0-9-3-03-38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,740 sqft |
| Unfinished Basement | 1,740 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 170 ft deep x 1,121 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 450 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 133 WHITECAP DR |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-8341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE VIKING LOT 2915, 2916 |
| Legal Range | 28W |
| Legal Township | 59N |
| Legal Section | 09 |
| Legal Lot Number | 2915 |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 470100 |
133 Whitecap Dr is owned and occupied by two individuals who bought it in June 2018.
Source: Daviess County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 WHITECAP DR, GALLATIN, MO 64640-8341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2018 | Deed of Trust, Mortgage · VA Mortgage LIBERTY LENDING CONSULTANTS |
| Jun 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on File |
| Deed Sale | Jun 13, 2018 · Amount on File |
| Deed Document Number | 2018899 |
| Deed Book / Page | 380 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Property Address | 133 WHITECAP DR, GALLATIN, MO 64640-8341 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 289/1 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 289/1 |
| Instrument | 20180900 |
| Name | LIBERTY LENDING CONSULTANTS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS MO |
| Recording Date | Jun 13, 2018 |
| Property Address | 133 WHITECAP DR, GALLATIN, MO 64640-8341 |
| Document Number | 380/83 |
| Book / Page | 380 / 83 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 20180899 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 133 Whitecap Dr was $2,861.
Source: Daviess County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Liberty Township |
| Unified School District | Winston R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,861.00 | $48,167 Land $4,448 Building $43,719 | $253,510 Land $23,410 Building $230,100 |
| 2023 | $2,607.00 | $42,532 Land $4,448 Building $38,084 | $223,850 Land $23,410 Building $200,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 133 Whitecap Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 133 Whitecap Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS COUNTY PWSD 3 serves 400 people · EPA ID MO1036130 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-States Services Fiber | 2,000 / 2,000 |
May also be available: Mercury Fiber, T-Mobile.
5G (outdoors only) and 4G LTE
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