Champaign County property record for 133 W Main St, Urbana, IL 61801
| Property Type | Commercial |
|---|---|
| Lot Size | 0.049 acres (2,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Apr 2025) |
| Tax Bill | $7,049 (2025) |
| Deeds & Mortgages | Jun 2020 Loan Modification Jun 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-17-206-002 |
| Primary APN | 92-21-17-206-002 |
|---|
| Lot Area | 2,117 sqft (0.049 acres) |
|---|
| Street Address | 133 W MAIN ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-2714 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 1 OF 45 URBANA - ORIGINAL TOWN, ASSESSORS PLAT OF LTS 43 AND 45 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 17 |
| Legal Subdivision | URBANA - ORIGINAL TOWN, ASSESSORS |
| Legal Lot Number | 1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Urbana Historic District listed 2019 · 41 contributing resources · NRIS 100004308 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
133 W Main St, a commercial property, is owned by an individual who bought it in April 2025.
Source: Champaign County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 133 W MAIN ST, URBANA, IL 61801-2714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Loan Modification, Mortgage FIRST FED'L SVGS/CHAMPAIGN-URB |
| Jun 27, 2019 | Warranty Deed, Transfer · Line of Credit FIRST FSB/CHAMPAIGN-URBANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 20254299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 133 W MAIN ST, URBANA, IL 61801-2714 |
| Document Number | 0000012228 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 133 W MAIN ST URBANA IL 618012714, URBANA, IL 61801-2714 |
| Document Number | 0000012228 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 12228 |
| Name | FIRST FED'L SVGS/CHAMPAIGN-URB |
|---|---|
| Address | PO BOX 1010, CHAMPAIGN, IL 61824-1010 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 30, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 27, 2019 |
| Property Address | 133 W MAIN ST, URBANA, IL 61801-2714 |
| Document Number | 0000010025 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 10025 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 133 W MAIN ST URBANA IL 618012714, URBANA, IL 61801-2714 |
| Document Number | 10026 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 10026 |
| Name | FIRST FSB/CHAMPAIGN-URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 26, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 133 W Main St was $7,049, up 4.3% from the year before.
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,049.00 (+4.26%) | $75,710 Land $20,100 Building $55,610 | $227,130 Land $60,300 Building $166,830 |
| 2024 | $6,761.00 | ||
| 2022 | $5,859.00 Homeowner's exemption | $60,130 Land $15,970 Building $44,160 | $180,390 Land $47,910 Building $132,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 133 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 133 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.
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