133 Twitty Ford Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 133 Twitty Ford Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,471 sqft · built 1960
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2018)
Tax Bill	$2,110 (2022)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1207483`

Property Details

APN / Parcel Number

Primary APN	`1207483`
Alternative APN	`19588`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,471 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood
Lot Area	30,492 sqft (0.7 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	79 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	19588
Street Address	133 TWITTY FORD RD
City	RUTHERFORDTON
State	NC
Zip	28139-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-3
Legal Description	SMITH PL38-4
Legal Subdivision	SHARON L SMITH
Legal Block	3
Legal Lot Number	20
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2013
Census Tract	960501

Owner

133 Twitty Ford Rd is owned and occupied by an individual who bought it in November 2018.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	133 TWITTY FORD RD, RUTHERFORDTON, NC 28139-3090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Deed Document Number	0020173487
Deed Book / Page	2017 / 3487
Record Updated	Jun 7, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 15, 2018
Property Address	133 TWITTY FORD RD, RUTHERFORDTON, NC 28139-3090
Document Number	0020173487
Book / Page	2017 / 3487
Map Reference	MB 38 PG 4
Instrument Date	Nov 15, 2018
Instrument	201800004667
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 ALEXANDER ST, 123, FOREST CITY, NC 28043-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 TWITTY FORD RD, RUTHERFORDTON, NC 28139-3090

Mortgage

Document Number	201800004668
Date	Nov 15, 2018
Instrument	201800004668

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 13, 2017
Property Address	133 TWITTY FORD RD, RUTHERFORDTON, NC 28139-3090
Document Number	0011420586
Book / Page	001142 / 000586
Instrument Date	Jan 13, 2017
Instrument	6557
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 TWITTY FORD RD RUTHERFORDTON NC 281393090, RUTHERFORDTON, NC 28139-3090

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$283,900 Land $20,000 Building $263,900	$283,900 Land $20,000 Building $263,900
2022	$2,110.00
2021	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Twitty Ford Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Twitty Ford Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500

May also be available: Spectrum, Verizon.

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