133 Summerset Dr, Independence, VA 24348 Property Records

Grayson County property record for 133 Summerset Dr, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$250,350 (Mar 2026)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Mar 2016 Line of Credit Sep 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-4-1`

Property Details

APN / Parcel Number

Primary APN	`38-4-1`
Alternative APN	`3454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,188 sqft
Flooring	Plywood
Interior Walls	Log

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3454
Street Address	133 SUMMERSET DR
City	INDEPENDENCE
State	VA
Zip	24348-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	5 38-4-1
Legal Subdivision	FERNCREST
Jurisdiction	GRAYSON VA
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1064
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Sep 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Mar 31, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 15, 2019	Warranty Deed, Transfer ATTORNEY
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I
Jul 13, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2026522
Deed Book / Page	717 / 842
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0160000467
Date	Mar 17, 2016
Instrument	160000467

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00909/2089
Date	Sep 14, 2009
Book Page	909/2089

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.25%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	Mar 31, 2026
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Document Number	000717/842
Book / Page	717 / 842
Map Reference	MB 628 PG 477
Instrument Date	Mar 9, 2026
Instrument	260000522
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069

Mortgage

Document Number	0260000523
Date	Mar 31, 2026
Instrument	260000523

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 15, 2019
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Document Number	628/477
Book / Page	628 / 477
Instrument Date	Mar 25, 2019
Instrument	190000569
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 15, 2019
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Document Number	628/477
Book / Page	628 / 477
Instrument Date	Mar 25, 2019
Instrument	190000569
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069

Mortgage

Document Number	190000590
Date	Apr 15, 2019
Instrument	190000590

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 15, 2019
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Document Number	000628/477
Book / Page	628 / 477
Instrument Date	Mar 25, 2019
Instrument	190000569
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069

Mortgage

Document Number	0190000590
Date	Apr 15, 2019
Instrument	190000590

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jul 13, 2016
Property Address	133 SUMMERSET DR, INDEPENDENCE, VA 24348-5069
Document Number	0160001202
Instrument Date	Jul 11, 2016
Instrument	160001202
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 CARTER ST # A, A, EDEN, NC 27288-5924

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (-12.22%)	$178,300 (-) Land $34,500 Building $143,800	$178,300 (-) Land $34,500 Building $143,800
2023	$1,178.00	$178,300 Land $34,500 Building $143,800	$178,300 Land $34,500 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigaBeam Networks Fiber · Fixed Wireless	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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