133 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 133 Simonton St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,400 sqft · built 2018
Lot Size	0.032 acres (1,407 sqft)
Owner	Individual Name on Record
Last Sale	$2,648,000 (Jan 2022)
Tax Bill	$23,400 (2024)
Deeds & Mortgages	Jan 2022 Sale Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00000240-000133`

Property Details

APN / Parcel Number

Primary APN	`00000240-000133`
Alternative APN	`9103715`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,400 sqft Living Area
Interior Walls	Masonry

Exterior

Year Built	Built 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	1,407 sqft (0.032 acres)
Lot Dimensions	58 ft deep x 24 ft wide
Garage Area	574 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	9103715
Street Address	133 SIMONTON ST
City	KEY WEST
State	FL
Zip	33040-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 133 SIMONTON ST OLD TOWN VILLAS AT KEY WEST OR2721-1202 OR2773-709 OR2916-2062 OR3147-0116
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	OLD TOWN VILLAS/KEY WEST
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2037
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12109 STONELAKE RANCH BLVD, THONOTOSASSA, FL 33592-3908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2018	Special Warranty Deed, Transfer · ARM PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2355457
Deed Book / Page	3147 / 116
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 4, 2022
Property Address	133 SIMONTON ST, KEY WEST, FL 33040-6626
Document Number	0031470116
Book / Page	3147 / 116
Map Reference	MB 2773 PG 709
Instrument Date	Dec 28, 2021
Instrument	2355457
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$18,536.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4031 ASPEN GROVE DR # DR600, 4031, FRANKLIN, TN 37067-2939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SIMONTON ST, KEY WEST, FL 33040-6626

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2018
Property Address	133 SIMONTON ST, KEY WEST, FL 33040-6626
Document Number	0029162062
Book / Page	2916 / 2062
Map Reference	MB2773 PG709
Instrument Date	Jul 3, 2018
Instrument	2177804
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,140.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8405 GREENSBORO DR # DRP130, 8405, MC LEAN, VA 22102-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	427 CANTERBURY RISE, FRANKLIN, TN 37067-6492

Mortgage

Document Number	0002177806
Date	Jul 13, 2018
Instrument	2177806

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,083,351 (-1.94%) Land $1,911,410 Building $1,171,941	$3,083,351 (-1.94%) Land $1,911,410 Building $1,171,941
2024	$23,400.00 (+3.48%)
2023	$22,614.00 (+23.25%)	$3,144,220 (+44.95%) Land $2,012,010 Building $1,132,210	$3,144,220 (+44.95%) Land $2,012,010 Building $1,132,210
2022	$18,348.00	$2,169,229 Land $1,033,442 Building $1,135,787	$2,169,229 Land $1,033,442 Building $1,135,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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