133 Ruppel Way, Kalispell, MT 59901 Property Records

Flathead County property record for 133 Ruppel Way, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 2015
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$824,600 (Feb 2023)
Tax Bill	$5,103 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R632645`

Property Details

APN / Parcel Number

Primary APN	`R632645`
Alternative APNs	`07-4077-13-4-13-05-0000` `0000506027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,329 sqft (0.306 acres)
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000506027
Street Address	133 RUPPEL WAY
City	KALISPELL
State	MT
Zip	59901-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERBROOK ESTATES PH1A, S13, T29 N, R22 W, BLOCK 6, LOT 229, ASSR#0000506027
Legal Range	22W
Legal Township	29N
Legal Section	13
Legal Subdivision	SILVERBROOK ESTATES PH1A
Legal Block	6
Legal Lot Number	229
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2127
Census Tract	601

Owner

133 Ruppel Way is owned and occupied by two individuals who bought it in February 2023.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 RUPPEL WAY, KALISPELL, MT 59901-8576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage LENDUS LLC
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	20231647
Prior Transfer Date	Nov 16, 2016
Prior Transfer Doc	0000025709
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	133 RUPPEL WAY, KALISPELL, MT 59901-8576
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000039209
Date	Nov 20, 2020
Instrument	202000039209

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	133 RUPPEL WAY, KALISPELL, MT 59901-8576
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000392
Date	Jan 6, 2022
Instrument	202200000392

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 1, 2023
Property Address	133 RUPPEL WAY, KALISPELL, MT 59901-8576
Document Number	202300001647
Instrument Date	Jan 26, 2023
Instrument	202300001647
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 RUPPEL WAY, KALISPELL, MT 59901-8576

Mortgage

Document Number	202300001648
Date	Feb 1, 2023
Instrument	202300001648

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 133 Ruppel Way was $5,103.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,103.00	$866,000
2025			$866,000 Land $167,885 Building $698,115
2023	$6,871.00	$686,400	$686,400 Land $139,360 Building $547,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Ruppel Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Ruppel Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: InterBel Telephone Cooperative, Spectrum.

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