133 Ruffin St, Cooleemee, NC 27014 Property Records

Davie County property record for 133 Ruffin St, Cooleemee, NC 27014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,059 sqft · built 1956
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$211,500 (May 2024)
Tax Bill	$2,306 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M4130A0039`

Property Details

APN / Parcel Number

Primary APN	`M4130A0039`
Alternative APNs	`5735758876` `8316598` `8322538`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,059 sqft Heated Area
Gross Area	4,244 sqft
1st Floor Area	2,059 sqft
Basement Area	2,059 sqft
Unfinished Basement	2,059 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	22.5 ft deep x 12.5 ft wide

Exterior Amenities

Deck Area	96 sqft
Patio Area	222 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8322538
Street Address	133 RUFFIN ST
City	COOLEEMEE
State	NC
Zip	27014-0239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOTS 9-13 RUFFIN ST
Legal Subdivision	RUFFIN STREET IN COOLEEMEE
Legal Lot Number	9-13
Jurisdiction	DAVIE NC
Township / Civil Division	JERUSALEM
Census Block Group	1
Census Block	1008
Census Tract	80702

Owner

133 Ruffin St is owned and occupied by two individuals who bought it in May 2024.

Source: Davie County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 RUFFIN ST, COOLEEMEE, NC 27014-0239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Oct 1, 2000 · Amount on File
Deed Document Number	20242306
Deed Book / Page	1277 / 197
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIE NC
Recording Date	May 24, 2024
Property Address	133 RUFFIN ST, COOLEEMEE, NC 27014-0239
Document Number	0127700197
Book / Page	1277 / 197
Instrument Date	May 24, 2024
Instrument	2306
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 217, COOLEEMEE, NC 27014-0217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217, COOLEEMEE, NC 27014-0217

Mortgage

Document Number	0127700200
Date	May 24, 2024
Book Page	1277/200
Instrument	2307

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

The 2026 property tax bill for 133 Ruffin St was $2,306, down 3.1% from the year before.

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Municipality	Cooleemee Town
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,306.00 (-3.15%)	$201,310 (-) Land $20,000 Building $181,310	$201,310 (-) Land $20,000 Building $181,310
2025	$2,381.00	$201,310 Land $20,000 Building $181,310	$201,310 Land $20,000 Building $181,310
2023	$1,795.00	$129,450 Land $10,000 Building $119,450	$129,450 Land $10,000 Building $119,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Ruffin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Ruffin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruffin St

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