133 Royal Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 133 Royal Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,272 sqft · built 1981
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Sep 2020)
Tax Bill	$4,706 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00413720-000000`

Property Details

APN / Parcel Number

Primary APN	`00413720-000000`
Alternative APNs	`07633800413720000000` `1507938`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	225 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	619 sqft
Deck Area	840 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1507938
Old Parcel Number	07633800413720000000
Street Address	133 ROYAL LN
City	ISLAMORADA
State	FL
Zip	33036-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 LT 24 PLANTATION BEACH PB2-76 PLANTATION KEY G59-313/14 OR768-1803 OR815-2063 OR824-1123 OR843-76 OR1033-923C/T
Legal Range	38E
Legal Township	63S
Legal Section	07
Legal Subdivision	PLANTATION BEACH
Legal Block	6
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2017
Census Tract	970800

Owner

133 Royal Ln is owned and occupied by an individual who bought it in September 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	133 ROYAL LN, ISLAMORADA, FL 33036-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Feb 18, 2004
Deed Document Number	2280494
Deed Book / Page	3042 / 1083
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 8, 2020
Property Address	133 ROYAL LN, ISLAMORADA, FL 33036-3018
Document Number	0030421083
Book / Page	003042 / 001083
Instrument Date	Aug 31, 2020
Instrument	2280494
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49500 7 MILE RD NORTHVILLE MI 481679276, NORTHVILLE, MI 48167-9276

Mortgage

Document Number	30421085
Date	Sep 8, 2020
Book Page	003042/001085
Instrument	2280495

Lender

Name	DIANE C BELL
Address	133 ROYAL LN, ISLAMORADA, FL 33036-3018
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 7, 2025

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,865	$679,743 Land $420,000 Building $259,743
2024	$4,706.00 (+0.79%)
2023	$4,669.00 (+1.85%) Homeowner's exemption	$470,686 (+3%)	$686,636 (+9.12%) Land $448,140 Building $238,496
2022	$4,584.00 Homeowner's exemption	$456,977	$629,241 Land $392,123 Building $237,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Royal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	496 units insured incl. 200 condo units
Nearby Flood Claims	98 (1988–2017)
Claims Outside the SFHA	4 of 98
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 43 claims Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Royal Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20