133 Ridgedale Dr, Pacific, MO 63069 Property Records

Franklin County property record for 133 Ridgedale Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 2011
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-2-04.0-4-000-038.000`

Property Details

APN / Parcel Number

Primary APN	`19-2-04.0-4-000-038.000`
Alternative APN	`1920404001038000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 2011
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	39,204 sqft (0.9 acres)
Shed	1 Shed

Location & Zoning

Old Parcel Number	1920404001038000
Street Address	133 RIDGEDALE DR
City	PACIFIC
State	MO
Zip	63069-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	PT SE SE, N OF MCHUGH DR
Legal Range	02E
Legal Township	43
Legal Section	04
Legal Quarter	SE
Legal Subdivision	WESTRIDGE
Legal Block	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1020
Census Tract	800702

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 RIDGEDALE DR, PACIFIC, MO 63069-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016
Deed Sale	May 5, 2016
Prior Sale	Oct 4, 2010
Deed Document Number	1606389
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	133 RIDGEDALE DR, PACIFIC, MO 63069-6310
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002514695
Date	Nov 18, 2025
Instrument	2514695

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Sep 1, 2046

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	133 RIDGEDALE DR, PACIFIC, MO 63069-6310
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206252
Date	Apr 19, 2022
Instrument	2206252

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	133 RIDGEDALE DR, PACIFIC, MO 63069-6310
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002114713
Date	Aug 5, 2021
Instrument	2114713

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00 (+3.01%)	$33,736 (-5.13%)	$177,560 (-5.13%) Land $43,290 Building $134,270
2023	$2,524.00 (+14.94%)	$35,560	$187,160 Land $43,290 Building $143,870
2022	$2,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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