Monroe County property record for 133 N Bay Harbor Dr, Key Largo, FL 33037
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $860,000 (May 2023) |
| Tax Bill | $1,516 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00489450-000000 |
| Primary APN | 00489450-000000 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,000 sqft (0.114 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 1604496 |
|---|---|
| Street Address | 133 N BAY HARBOR DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 1 LT 17 AMENDED PLAT OF BAY HARBOR PB2-91 KEY LARGO OR295-416 OR767-1865 OR957-1985 OR1669-1821 OR3226-0520 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 13 |
| Legal Subdivision | BAY HARBOR AMD |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970600 |
133 N Bay Harbor Dr, residential vacant land, is owned by an individual who bought it in May 2023.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 N BAY HARBOR DR, KEY LARGO, FL 33037-2005 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Deed Document Number | 0003226520 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $211,873 Land $209,350 Building $2,523 | $211,873 Land $209,350 Building $2,523 | |
| 2024 | $1,516.00 (+145.31%) | ||
| 2023 | $618.00 (+61.36%) | $202,903 (+68.28%) Land $201,400 Building $1,503 | $202,903 (+68.28%) Land $201,400 Building $1,503 |
| 2022 | $383.00 | $120,575 Land $120,575 | $120,575 Land $120,575 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 133 N Bay Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 133 N Bay Harbor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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