133 Mill Spring Ln, Saint Peters, MO 63376 Property Records

St. Charles County property record for 133 Mill Spring Ln, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1975
Lot Size	0.19 acres (8,296 sqft)
Owner	2 Individual Names on File
Last Sale	$223,800 (Apr 2021)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`427846B022`

Property Details

APN / Parcel Number

Primary APN	`427846B022`
Alternative APN	`3-0010-5103-00-0222.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,296 sqft (0.19 acres)
Lot Dimensions	122 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	427846B022
Street Address	133 MILL SPRING LN
City	SAINT PETERS
State	MO
Zip	63376-7025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	MILL WOOD #4 SEC 2 LOT 222
Legal Subdivision	MILL WOOD #4 SEC 2
Legal Lot Number	222
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2016
Census Tract	311296

Owner

133 Mill Spring Ln is owned and occupied by two individuals who bought it in April 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
May 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Mar 25, 2019	Intrafamily Transfer, Transfer · ARM FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	202136887
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	2021R036887
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025

Mortgage

Document Number	0000061142
Date	Nov 14, 2022
Instrument	2022R-061142

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025

Mortgage

Document Number	2021R044656
Date	May 24, 2021
Instrument	2021R-044656

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 27, 2021
Property Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Document Number	2021R036887
Map Reference	MB 19 PG 72
Instrument Date	Apr 20, 2021
Instrument	2021R-036887
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025

Mortgage

Document Number	2021R036888
Date	Apr 27, 2021
Instrument	2021R-036888

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070690615
Date	May 3, 2019
Book Page	7069/0615
Instrument	20190503000209500

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2034

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 25, 2019
Property Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025
Document Number	0070500860
Book / Page	7050 / 0860
Map Reference	MB 19 PG 72
Instrument Date	Mar 20, 2019
Instrument	20190325000130100
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MILL SPRING LN, SAINT PETERS, MO 63376-7025

Mortgage

Document Number	20190325000130120
Date	Mar 25, 2019
Instrument	20190325000130120

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 133 Mill Spring Ln was $3,309, up 5.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,573 (-)	$255,645 (-) Land $55,000 Building $200,645
2025	$3,309.00 (+5.72%)	$48,573	$255,645 Land $55,000 Building $200,645
2024	$3,130.00
2023		$44,708
2022			$235,305 Land $55,000 Building $180,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 133 Mill Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Mill Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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