133 Locust Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 133 Locust Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,132 sqft · built 1979
Lot Size0.271 acres (11,812 sqft)
Owner2 Individual Names on File
Last Sale$71,700 (Aug 1979)
Tax Bill$5,424 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-412-03662350

Property Details

APN / Parcel Number

Primary APN02-412-03662350
Alternative APNs
  • 241203662350
  • 41203662350

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,132 sqft Living Area
1st Floor Area1,132 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,812 sqft (0.271 acres)
PorchOpen Porch
Porch Area276 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number41203662350
Street Address133 LOCUST LN
CityANNAPOLIS
StateMD
Zip21403-3921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 12 BK H SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockH
Legal Lot Number12
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1005
Census Tract702601

Owner

133 Locust Ln is owned and occupied by two individuals who bought it in August 1979.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address133 LOCUST LN, ANNAPOLIS, MD 21403-3921
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Oct 8, 2019Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
May 9, 2018Deed of Trust, Mortgage · Conventional with PMI
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 1979 · Amount on File
Deed SaleAug 17, 1979 · Amount on File
Deed Book / Page3232 / 526
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address133 LOCUST LN, ANNAPOLIS, MD 21403-3921
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0360970206
DateFeb 6, 2021
Book Page36097/206
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address133 LOCUST LN, ANNAPOLIS, MD 21403-3921
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0336790087
DateOct 8, 2019
Book Page33679/087
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeNon-Lending Institution
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address133 LOCUST LN, ANNAPOLIS, MD 21403-3921
Document Number0321260135
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedJun 11, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address133 LOCUST LN ANNAPOLIS MD 214033921, ANNAPOLIS, MD 21403-3921

Mortgage

Document Number0321260135
DateMay 22, 2018
Book Page032126/000135
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressGREENCASTLE, PA 17225
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 133 Locust Ln was $5,424.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,300 Land $243,400 Building $193,900$437,300 Land $243,400 Building $193,900
2025$5,424.00
2023$4,331.00$396,700 Land $243,400 Building $153,300$396,700 Land $243,400 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Locust Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Locust Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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