133 Lk Chapala Dr, Laredo, TX 78041 Property Records

Webb County property record for 133 Lk Chapala Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,915 sqft · built 2002
Lot Size	0.184 acres (8,010 sqft)
Owner	2 Individual Names on File
Last Sale	$480,200 (Jul 2025)
Tax Bill	$999 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`991-00008-120`

Property Details

APN / Parcel Number

Primary APN	`991-00008-120`
Alternative APN	`256217`

Interior

Stories	2 Stories
Building Area	2,915 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	1,477 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,010 sqft (0.184 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	352 sqft
Porch	Open Porch
Porch Area	987 sqft
Patio Area	321 sqft
Balcony Area	321 sqft

Location & Zoning

Street Address	133 LAKE CHAPALA DR
City	LAREDO
State	TX
Zip	78041-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 8, LOT 12, PHASE 2
Legal Subdivision	LAKESIDE
Legal Phase	2
Legal Block	8
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2001
Census Tract	1714

Owner

133 Lk Chapala Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 LAKE CHAPALA DR, LAREDO, TX 78041-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Vendor's Lien, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Mar 19, 2010 · Amount on File
Deed Document Number	20251563426
Deed Book / Page	5875 / 295
Prior Transfer Date	Mar 12, 2010
Prior Transfer Doc	002903/031
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 24, 2025
Property Address	133 LAKE CHAPALA DR, LAREDO, TX 78041-1938
Document Number	005875/295
Book / Page	5875 / 295
Map Reference	VOL 19 PG 92
Instrument Date	Jul 24, 2025
Instrument	1563426
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 LANE ST, LAREDO, TX 78043-2714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAKE CHAPALA DR, LAREDO, TX 78041-1938

Mortgage

Document Number	0001563427
Date	Jul 24, 2025
Instrument	1563427

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	133 LAKE CHAPALA DR, LAREDO, TX 78041-1938
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005365/609
Date	Oct 25, 2022
Book Page	5365/609
Instrument	1482996

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	133 LAKE CHAPALA DR, LAREDO, TX 78041-1938
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5004/575
Date	Apr 20, 2021
Book Page	5004/575
Instrument	1425956

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	157 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 133 Lk Chapala Dr was $999 with exemptions applied.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,539 (+3.63%) Land $134,248 Building $284,291	$418,539 (+3.63%) Land $134,248 Building $284,291
2025	$999.00	$403,863 Land $134,248 Building $269,615	$403,863 Land $134,248 Building $269,615
2023		$386,785 Land $100,365 Building $286,420	$386,785 Land $100,365 Building $286,420
2022	$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Lk Chapala Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Lk Chapala Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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