133 Lemon St, Melrose, FL 32666 Property Records

Putnam County property record for 133 Lemon St, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	3,910 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,500 (May 2019)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-23-4920-002.0-018.0`

Property Details

APN / Parcel Number

Primary APN	`08-09-23-4920-002.0-018.0`
Alternative APN	`95694`

Interior

Building Area	3,910 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	95694
Street Address	133 LEMON ST
City	MELROSE
State	FL
Zip	32666-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE HIGHLANDS RE-SUB MB3 P178
Legal Range	23E
Legal Township	09S
Legal Section	08
Legal Subdivision	LAKE HIGHLANDS RE-SUB
Legal Block	2
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4010
Census Tract	950300

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 LEMON ST, MELROSE, FL 32666-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY BANK
May 26, 2020	Deed of Trust, Mortgage · Construction Mortgage NEW CENTURY BANK
May 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	201954009361
Deed Book / Page	1543 / 0563
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	133 LEMON ST, MELROSE, FL 32666-4052
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LEMON ST, MELROSE, FL 32666-4052

Mortgage

Document Number	0016490154
Date	Dec 22, 2021
Book Page	1649/154
Instrument	202154029467

Lender

Name	NEW CENTURY BANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	133 LEMON ST, MELROSE, FL 32666-4052
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015771599
Date	May 26, 2020
Book Page	1577/1599
Instrument	202054008831

Lender

Name	NEW CENTURY BANK
Type	Bank
Address	BELLEVILLE, KS 66935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2021

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 24, 2019
Property Address	133 LEMON ST, MELROSE, FL 32666-4052
Document Number	0015430563
Book / Page	001543 / 000563
Instrument Date	May 22, 2019
Instrument	54009361
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$122.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,668.00 (+10.73%) Homeowner's exemption	$416,680 (+5.98%)	$440,790 (-2.79%) Land $33,000 Building $407,790
2023	$6,022.00 (+5.17%) Homeowner's exemption	$393,150 (+3%)	$453,450 (+18.8%) Land $33,000 Building $420,450
2022	$5,726.00 Homeowner's exemption	$381,700	$381,700 Land $24,000 Building $357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	100 / 20

May also be available: Verizon.

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