Polk County property record for 133 Laurel Dr, Saluda, NC 28773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1970 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Jan 2005) |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S2-G9 |
| Primary APN | S2-G9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,568 sqft Finished Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32703 |
|---|---|
| Street Address | 133 LAUREL DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-0705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #7, 0S22 SALLEY HILL |
| Legal Subdivision | SALLEY HILL |
| Legal Lot Number | 7 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 920303 |
Source: Polk County records · APN S2-G9
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 LAUREL DR, SALUDA, NC 28773-0705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2005 · Amount on Record |
| Deed Sale | Jan 10, 2005 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 322 / 1129 |
| Last Transfer Date | Jan 22, 2009 |
| Transfer Doc | 00370/1028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 133 LAUREL DR, SALUDA, NC 28773-0705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000494/668 |
|---|---|
| Date | Sep 05, 2025 |
| Book Page | 494/668 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 13, 2023 |
| Property Address | 133 LAUREL DR, SALUDA, NC 28773-0705 |
| Document Number | 00478/1496 |
| Book / Page | 478 / 1496 |
| Map Reference | MAP A-19 PG 73 |
| Instrument Date | Jun 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 367 LAUREL DR, SALUDA, NC 28773-9784 |
| Name | Verified Name |
|---|---|
| Address | 423 LAUREL DR, SALUDA, NC 28773-8835 |
| Document Number | 0004781499 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 478/1499 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 (+24.97%) | $308,054 (+57.08%) Land $31,500 Building $276,554 | $308,054 (+57.08%) Land $31,500 Building $276,554 |
| 2023 | $2,459.00 (+2.46%) | $196,109 (-) Land $22,500 Building $173,609 | |
| 2022 | $2,400.00 | $196,109 Land $22,500 Building $173,609 | |
| 2021 | $196,109 Land $22,500 Building $173,609 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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