133 Howard St, Ocracoke, NC 27960 Property Records

Hyde County property record for 133 Howard St, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,024 sqft · built 1908
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$612,000 (Apr 2021)
Tax Bill	$4,533 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9500390502`

Property Details

APN / Parcel Number

Primary APN	`9500390502`
Alternative APNs	`9500390503` `360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,024 sqft Heated Area
Utility Area	78 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2000
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	256 sqft
Deck Area	379 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	360
Street Address	133 HOWARD ST
City	OCRACOKE
State	NC
Zip	27960-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 4
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3032
Census Tract	920101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ocracoke Historic District listed 1990 · 247 contributing resources · NRIS 90001465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

133 Howard St is owned by an individual who bought it in April 2021.

Source: Hyde County records, as of April 24, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7616 JOCK RD, BAHAMA, NC 27503-8869
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Deed Document Number	0000289620
Deed Book / Page	289 / 620
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Apr 16, 2021
Property Address	133 HOWARD ST, OCRACOKE, NC 27960-1129
Document Number	000289/620
Book / Page	289 / 620
Map Reference	CAB C SL 146B
Instrument Date	Apr 8, 2021
Instrument	409347
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 272, OCRACOKE, NC 27960-0272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7616 JOCK RD, BAHAMA, NC 27503-8869

Mortgage

Document Number	0000409348
Date	Apr 16, 2021
Instrument	409348

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,533.00	$438,750 Land $200,000 Building $238,750	$438,750 Land $200,000 Building $238,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Howard St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
Ocracoke Cable TV Cable	10 / 1