133 Gratuity Rd, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 133 Gratuity Rd, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,098 sqft · built 1978
Lot Size	1.39 acres (60,909 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2021)
Tax Bill	$8,219 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`GROT M:216 B:52 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:216 B:52 L`
Alternative APNs	`GRTN M:216 B:52 L` `1688`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	1,098 sqft
Basement Area	1,058 sqft
Unfinished Basement	529 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,909 sqft (1.39 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1688
Street Address	133 GRATUITY RD
City	GROTON
State	MA
Zip	01450-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	52
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2003
Census Tract	326101

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 GRATUITY RD, GROTON, MA 01450-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
May 14, 2021	Deed of Trust, Mortgage · ARM MAIN STREET BANK (MA)
Sep 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
May 14, 2021	Quit Claim Deed, Transfer · ARM MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Book / Page	78795 / 123
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	133 GRATUITY RD, GROTON, MA 01450-1247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078294-419
Date	Jul 21, 2021
Book Page	78294/419
Instrument	164163

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	133 GRATUITY RD, GROTON, MA 01450-1247
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077769-510
Date	May 14, 2021
Book Page	77769/510
Instrument	109776

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2028
Index	1-Year CMT

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Sep 28, 2021
Property Address	133 GRATUITY RD, GROTON, MA 01450-1247
Document Number	78795-123
Book / Page	78795 / 123
Instrument Date	Sep 28, 2021
Instrument	214387
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 GRATUITY RD, GROTON, MA 01450-1247

Mortgage

Document Number	214388
Date	Sep 28, 2021
Instrument	214388

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	May 14, 2021
Property Address	133 GRATUITY RD, GROTON, MA 01450-1247
Document Number	077769-507
Book / Page	77769 / 507
Instrument Date	May 4, 2021
Instrument	109775
Transaction Type	Transfer
Record Updated	Jul 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 GRATUITY RD, GROTON, MA 01450-1247

Mortgage

Document Number	0000109776
Date	May 14, 2021
Instrument	109776

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,219.00 (+2.01%)	$556,100 (+5.26%) Land $235,000 Building $321,100	$592,705 (-)
2025	$8,057.00 (+6.24%)	$528,300 (+5.11%) Land $223,700 Building $304,600	$592,705 (+2.99%)
2024	$7,584.00 (+2.27%)	$502,600 (+5.99%) Land $223,700 Building $278,900	$575,510
2023	$7,416.00	$474,200 Land $223,700 Building $250,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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