133 Fairview Dr, Waddy, KY 40076 Property Records

Shelby County property record for 133 Fairview Dr, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$240,900 (Apr 2026)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092A-06-005`

Property Details

APN / Parcel Number

Primary APN	`092A-06-005`
Alternative APNs	`0052501` `0057024` `0059022`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	0059022
Street Address	133 FAIRVIEW DR
City	WADDY
State	KY
Zip	40076-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADD LOTS 28-39 BL C &3640 SQ YD
Legal Subdivision	FAIRVIEW ADD
Legal Block	C
Legal Lot Number	28-39
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	2
Census Block	2050
Census Tract	40101

Owner

133 Fairview Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Shelby County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2005	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK LOUISVILLE
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage STATEWIDE MORTGAGE
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage STATEWIDE MORTGAGE
Jan 3, 2024	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Apr 20, 2022	Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO
Sep 8, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Jan 3, 2024 · Amount on File
Deed Document Number	2026588070
Deed Book / Page	752 / 419
Prior Transfer Date	Sep 8, 2005
Prior Transfer Doc	00D475/751
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M663/635
Date	Oct 24, 2005
Book Page	M663/635
Instrument	311560

Lender

Name	FIFTH THIRD BANK LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 20, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 28, 2026
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	00D752/419
Book / Page	752 / 419
Instrument Date	Apr 24, 2026
Instrument	2026588070
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,330.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	133 FAIRVIEW DR, WADDY, KY 40076-5032

Mortgage

Document Number	0000588073,
Date	Apr 28, 2026
Instrument	2026588073

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Recording Date	Apr 28, 2026
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	0000588073
Book / Page	1416 / 150
Instrument Date	Apr 24, 2026
Instrument	2026588073
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FAIRVIEW DR, WADDY, KY 40076-5032

Mortgage

Document Number	0000588073,
Date	Apr 28, 2026
Book Page	1416/150
Instrument	2026588073

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jan 3, 2024
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	00D721/836
Book / Page	D721 / 836
Map Reference	MB S4 PG 294
Instrument Date	Dec 29, 2023
Instrument	516147
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3495 KENTUCKY, SHEPHERDSVILLE, KY 40165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FAIRVIEW DR, WADDY, KY 40076-5032

Mortgage

Document Number	0000516150
Date	Jan 3, 2024
Instrument	516150

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 20, 2022
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	00D698/442
Book / Page	D698 / 442
Map Reference	MB S4 PG 294
Instrument Date	Apr 8, 2022
Instrument	483506
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38784 S CREAM CITY POINT RD, DRUMMOND ISLAND, MI 49726-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 HILLCREST DR, EMINENCE, KY 40019-1325

Mortgage

Document Number	0000483507
Date	Apr 20, 2022
Instrument	483507

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Oct 2, 2020
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	0D0670/537
Book / Page	D0670 / 537
Map Reference	MB S4 PG 294
Instrument Date	Oct 1, 2020
Instrument	464679
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 632, SHELBYVILLE, KY 40066-0632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	133 FAIRVIEW DR, WADDY, KY 40076-5032

Mortgage

Document Number	0000464680
Date	Oct 2, 2020
Instrument	464680

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Sep 8, 2005
Property Address	133 FAIRVIEW DR, WADDY, KY 40076-5032
Document Number	00D475/751
Book / Page	D475 / 751
Instrument Date	Sep 8, 2005
Instrument	309982
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 FAIRVIEW DR, WADDY, KY 40076-5032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 MAIN ST, SHELBYVILLE, KY 40065-1504

Tax Assessment & Valuation

The 2025 property tax bill for 133 Fairview Dr was $2,575.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00	$225,000	$225,000
2023	$2,118.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 133 Fairview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Fairview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairview Dr

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