133 Douglas Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 133 Douglas Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1960
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jun 2026)
Tax Bill	$3,977 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M27 B:16 L:2`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:16 L:2`
Alternative APN	`M:K-26 B:0015 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,780 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	133 DOUGLAS RD
City	GARDNER
State	MA
Zip	01440-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	16
Legal Lot Number	2
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3011
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 19, 2025	Fiduciary Deed, Transfer
Jul 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Sep 19, 2025 · Amount on Record
Deed Document Number	202643394
Deed Book / Page	73651 / 300
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0065736-73
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Recording Date	Jun 1, 2026
Property Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Document Number	073651-326
Book / Page	73651 / 326
Instrument Date	May 29, 2026
Instrument	202643396
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043396,
Date	Jun 1, 2026
Book Page	73651/326
Instrument	202643396

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 1, 2026
Property Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Document Number	0000043394
Book / Page	73651 / 300
Instrument Date	May 28, 2026
Instrument	202643394
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Investor	Possibly a Property Investor

Mortgage

Date	Jun 1, 2026

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 19, 2025
Property Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Document Number	072557-141
Book / Page	72557 / 141
Instrument Date	Sep 18, 2025
Instrument	80398
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BALDWINVILLE RD, WINCHESTER, MA 01890
Investor	Possibly a Property Investor

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 30, 2021
Property Address	133 DOUGLAS RD, GARDNER, MA 01440-1861
Document Number	0065736-73
Book / Page	65736 / 73
Instrument Date	Jul 30, 2021
Instrument	106988
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 DOUGLAS RD, GARDNER, MA 01440-1861

Mortgage

Document Number	0000106989
Date	Jul 30, 2021
Instrument	106989

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,977.00 (+0.71%)	$288,800 (+5.02%) Land $74,400 Building $214,400	$288,936 (+12.65%)
2025	$3,949.00 (+5.31%)	$275,000 (+9.91%) Land $67,600 Building $207,400	$256,500
2024	$3,750.00 (+8.44%)	$250,200 (+16.7%) Land $61,500 Building $188,700
2023	$3,458.00	$214,400 Land $60,600 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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