133 Cove Point Rd, Spruce Pine, AL 35585 Property Records

Franklin County property record for 133 Cove Point Rd, Spruce Pine, AL 35585

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,320 sqft · built 2009
Lot Size	1.21 acres (52,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Dec 2018)
Tax Bill	$1,727 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-29-0-000-006.001 0`

Property Details

APN / Parcel Number

Primary APN	`09-09-29-0-000-006.001 0`
Alternative APN	`0000876600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,986 sqft (1.21 acres)
Lot Dimensions	186 ft deep x 284 ft wide
Garage Type	Finished
Garage Area	2,320 sqft
Porch	Open Porch
Porch Area	1,284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0000876600
Street Address	133 COVE POINT RD
City	SPRUCE PINE
State	AL
Zip	35585-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW4 OF NE4 OF SEC 29 T7 R13 TRACT #1
Legal Range	13
Legal Township	07
Legal Section	29
Legal Subdivision	CROWN POINTE SUBDIVISION
Legal Tract	1
Jurisdiction	FRANKLIN AL
Township / Civil Division	RUSSELLVILLE
Census Block Group	2
Census Block	2043
Census Tract	973100

Owner

Source: Franklin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 COVE POINT RD, SPRUCE PINE, AL 35585-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	2018382-0773
Deed Book / Page	382 / 773
Record Updated	Oct 29, 2026

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN AL
Recording Date	Dec 20, 2018
Property Address	133 COVE POINT RD, SPRUCE PINE, AL 35585-3041
Document Number	000382/773
Book / Page	382 / 773
Instrument Date	Dec 10, 2018
Instrument	0382-0773
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 HIGHWAY 20, SPRUCE PINE, AL 35585-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 COVE POINT RD, SPRUCE PINE, AL 35585-3041

Mortgage

Document Number	000816/188
Date	Dec 20, 2018
Book Page	816/188
Instrument	0816-0188

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,727.00 (+7.94%)
2025	$1,600.00 (+7.67%) Homeowner's exemption	$50,240 (+7.35%) Land $10,940 Building $39,300	$502,200 (+7.31%) Land $109,300 Building $392,900
2023	$1,486.00 (+9.18%) Additional exemption filed	$46,800 (+8.84%)	$468,000 (+8.81%) Land $97,700 Building $370,300
2022	$1,361.00 Additional exemption filed	$43,000 Land $8,800 Building $34,200	$430,100 Land $88,000 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Freedom Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Streets

All Spruce Pine, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures