133 Cortez Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 133 Cortez Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,760 sqft · built 2021
Lot Size0.172 acres (7,500 sqft)
Owner2 Owner Names on Record
Last Sale$175,000 (Oct 2014)
Tax Bill$8,143 (2024)
Flood ZoneZone AE (high risk)
APN00396520-000000

Property Details

APN / Parcel Number

Primary APN00396520-000000
Alternative APNs
  • 15643600396520000000
  • 1489042

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,760 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialOther
Foundation TypePile
Roof TypeFlat
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchOpen Porch
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1489042
Old Parcel Number15643600396520000000
Street Address133 CORTEZ DR
CityISLAMORADA
StateFL
Zip33036-3924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 16 MATECUMBE OCEAN VIEW PB4-102 LOWER MATECUMBE KEY OR493-740 OR524-1091 OR759-581 OR861-792C OR1259-607/09
Legal Range36E
Legal Township64S
Legal Section15
Legal SubdivisionMATECUMBE OCEAN VIEW
Legal Block2
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1026
Census Tract970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address14320 SW 35TH ST, MIRAMAR, FL 33027-3752

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2014 · Amount on Record
Deed SaleOct 27, 2014 · Amount on Record
Deed Document Number2003014
Deed Book / Page2709 / 0972
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729,547 (-3.77%) Land $825,000 Building $904,547$1,729,547 (-3.77%) Land $825,000 Building $904,547
2024$8,143.00 (+0.33%)
2023$8,116.00 (+17.16%)$1,797,378 (+27.37%) Land $952,500 Building $844,878$1,797,378 (+27.37%) Land $952,500 Building $844,878
2022$6,927.00$1,411,169 Land $562,500 Building $848,669$1,411,169 Land $562,500 Building $848,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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