133 Cedar Dr, Palatka, FL 32177 Property Records

Putnam County property record for 133 Cedar Dr, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1960
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$518 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-08-27-0750-0230-0050`

Property Details

APN / Parcel Number

Primary APN	`30-08-27-0750-0230-0050`
Alternative APN	`2243`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Porch	Finished/Open Porch
Porch Area	384 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	2243
Street Address	133 CEDAR DR
City	PALATKA
State	FL
Zip	32177-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOSTWICK MB1 P71 BLK 23 LOTS 5 + 8
Legal Range	27E
Legal Township	08S
Legal Section	30
Legal Subdivision	BOSTWICK
Legal Block	23
Legal Lot Number	5
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2008
Census Tract	950100

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 CEDAR DR, PALATKA, FL 32177-1149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 9, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 6, 2022
Transfer Doc	0016721225
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	133 CEDAR DR, PALATKA, FL 32177-1149
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 CEDAR DR, PALATKA, FL 32177-1149

Mortgage

Document Number	0017481641
Date	Mar 18, 2024
Book Page	1748/1641
Instrument	202454006658

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Change Frequency	Monthly

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 9, 2022
Property Address	133 CEDAR DR, PALATKA, FL 32177-1149
Document Number	0016721225
Book / Page	1672 / 1225
Map Reference	MB 1 PG 71
Instrument Date	Feb 14, 2022
Instrument	202254014529
Record Updated	Jun 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Feb 21, 2022
Property Address	133 CEDAR DR, PALATKA, FL 32177-1149
Document Number	0016561832
Book / Page	1656 / 1832
Map Reference	MB 1 PG 71
Instrument Date	Feb 14, 2022
Instrument	202254004145
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	133 CEDAR DR, PALATKA, FL 32177-1149

Mortgage

Document Number	0016561835
Date	Feb 21, 2022
Instrument	1656/1835

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (+23.33%) Homeowner's exemption	$37,240 (+5.98%)	$98,670 (-5.51%) Land $5,720 Building $92,950
2023	$420.00 (+3.7%) Homeowner's exemption	$35,140 (+2.99%)	$104,420 (+15.22%) Land $6,240 Building $98,180
2022	$405.00 Homeowner's exemption	$34,120	$90,630 Land $5,200 Building $85,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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