Monmouth County and Rumson Borough property record for 133 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,461 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,949,000 (Jun 2024) |
| Tax Bill | $39,463 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00095-0000-00010 |
| Primary APN | 41-00095-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,461 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Basement Area | 2,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 168100 |
|---|---|
| Street Address | 133 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | M S JACOBS |
| Legal Block | 95 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 803900 |
133 Bingham Ave is owned and occupied by two individuals who bought it in June 2024.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jun 28, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage OCEANFIRST BANK |
| Apr 13, 2023 | Deed, Construction Loan · Construction Mortgage WILLIAM PENN BANK FSB |
| Aug 10, 2021 | Deed, Transfer ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Nov 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on File |
| Deed Sale | Jun 28, 2024 · Amount on File |
| Prior Sale | Apr 13, 2023 · Amount on File |
| Deed Document Number | 202443344 |
| Deed Book / Page | 9693 / 8317 |
| Prior Transfer Date | Oct 27, 2020 |
| Prior Transfer Doc | 0000134413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 6, 2026 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0000028022 |
| Book / Page | 9787 / 4271 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202628022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS |
| Name | Verified Name |
|---|---|
| Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0000028022, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 9787/4271 |
| Instrument | 202628022 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095419333 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 9541/9333 |
| Instrument | 2021135667 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 28, 2024 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0096938317 |
| Book / Page | 9693 / 8317 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 2024043344 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,747.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Name | Verified Name |
|---|---|
| Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 2024043345 |
|---|---|
| Date | Jun 28, 2024 |
| Instrument | 2024043345 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Number | 2024046019 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 2024046019 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | CAMDEN, NJ 08105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 13, 2023 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0096410083 |
| Book / Page | 9641 / 83 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023025500 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, BEACON ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 LAUREL DR, FAIR HAVEN, NJ 07704-3505 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Investor | Possibly a Property Investor |
| Document Number | 2023025501 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023025501 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 10, 2021 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0095342796 |
| Book / Page | 9534 / 2796 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021121297 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $25,873.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Name | Verified Name |
|---|---|
| Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 12, 2020 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0000134413 |
| Book / Page | 009456 / 008769 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 134413 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 BINGHAM AVE RUMSON NJ 077601852, RUMSON, NJ 07760-1852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 11, 2017 |
| Property Address | 133 BINGHAM AVE, RUMSON, NJ 07760-1852 |
| Document Number | 0000037777 |
| Book / Page | 009221 / 006918 |
| Instrument Date | Mar 25, 2017 |
| Instrument | 37777 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 BINGHAM AVE RUMSON NJ 077601852, RUMSON, NJ 07760-1852 |
The 2025 property tax bill for 133 Bingham Ave was $39,463, up 154.3% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,362,700 (+15.97%) Land $1,592,900 Building $2,769,800 | $4,362,700 (+15.97%) Land $1,592,900 Building $2,769,800 | |
| 2025 | $39,463.00 (+154.29%) | $3,762,000 Land $1,481,300 Building $2,280,700 | $3,762,000 Land $1,481,300 Building $2,280,700 |
| 2024 | $15,519.00 | ||
| 2023 | $1,467,800 Land $1,353,800 Building $114,000 | $1,467,800 Land $1,353,800 Building $114,000 | |
| 2022 | $16,356.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 133 Bingham Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 133 Bingham Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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