133 Benson St, Alta, IA 51002 Property Records

Buena Vista County property record for 133 Benson St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,161 sqft · built 1945
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2023)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-27-229-008`

Property Details

APN / Parcel Number

Primary APN	`09-27-229-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	514 sqft
Attic	Attic
Attic Area	231 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	133 BENSON ST
City	ALTA
State	IA
Zip	51002-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-01 ALTA CORP. LEANDERS ADD.
Legal Subdivision	LEANDERS ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	3
Census Block	3108
Census Tract	960600

Owner

133 Benson St is owned and occupied by an individual who bought it in August 2023.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	133 BENSON ST, ALTA, IA 51002-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Jul 21, 2020 · Amount on File
Deed Document Number	20231693
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	133 BENSON ST, ALTA, IA 51002-1017
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/0868
Date	Apr 19, 2017
Book Page	0017/0868
Instrument	170868

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 21, 2020
Property Address	133 BENSON ST, ALTA, IA 51002-1017
Document Number	0000201929
Instrument Date	Jul 21, 2020
Instrument	201929
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 BENSON ST, ALTA, IA 51002-1017

Mortgage

Document Number	0000201930
Date	Jul 21, 2020
Instrument	201930

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 133 Benson St was $1,802 with a homeowner's exemption, down 7.1% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,400 (+5.14%) Land $15,300 Building $124,100	$139,400 (+5.14%) Land $15,300 Building $124,100
2025	$1,802.00 (-7.11%) Homeowner's exemption	$132,590 Land $7,650 Building $124,940	$132,590 Land $7,650 Building $124,940
2024	$1,940.00
2023		$132,590 (+31.24%) Land $7,650 Building $124,940	$132,590 Land $7,650 Building $124,940
2022	$1,594.00 Homeowner's exemption	$101,030 Land $7,650 Building $93,380
2021			$101,030 Land $7,650 Building $93,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 133 Benson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 133 Benson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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