Baldwin County property record for 13296 Cathedral Ln, Silverhill, AL 36576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,540 sqft · built 2007 |
| Lot Size | 0.328 acres (14,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2025) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-04-17-0-000-033.019 |
| Primary APN | 47-04-17-0-000-033.019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,540 sqft Heated Area |
| 1st Floor Area | 2,540 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,328 sqft (0.328 acres) |
| Lot Dimensions | 179 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 505701 |
|---|---|
| Street Address | 13296 CATHEDRAL LN |
| City | SILVERHILL |
| State | AL |
| Zip | 36576-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80' X 179.1' IRR LOT 15 AUGUSTA PLACE SUB SLIDE 2261-C SEC 17-T6S-R3E (WD/SURVIVORSHIP) |
| Legal Subdivision | AUGUSTA PLACE |
| Legal Lot Number | 15 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10907 |
Source: Baldwin County records · APN 47-04-17-0-000-033.019
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13296 CATHEDRAL LN, SILVERHILL, AL 36576-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN |
| Aug 01, 2017 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2025 · Amount on Record |
| Deed Sale | Mar 05, 2025 · Amount on Record |
| Prior Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 20252174267 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13296 CATHEDRAL LN, SILVERHILL, AL 36576-3149 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001820769 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 1820769 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 01, 2022 |
| Property Address | 13296 CATHEDRAL LN, SILVERHILL, AL 36576-3149 |
| Document Number | 0001989390 |
| Map Reference | SL 2261-C |
| Instrument Date | Mar 31, 2022 |
| Instrument | 1989390 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 PARLIAMENT CIR, DAPHNE, AL 36526-6220 |
| Name | Verified Name |
|---|---|
| Address | 13296 CATHEDRAL LN, SILVERHILL, AL 36576-3149 |
| Document Number | 0001989391 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 1989391 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO IN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 01, 2017 |
| Property Address | 13296 CATHEDRAL LN, SILVERHILL, AL 36576-3149 |
| Document Number | 0001647776 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 1647776 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | FAIRHOPE TITLE SERVICES INC, FAIRHOPE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13296 CATHEDRAL LN SILVERHILL AL 365763149, SILVERHILL, AL 36576-3149 |
| Document Number | 1647777 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 1647777 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+1.66%) | $68,660 (+1.18%) Land $9,000 Building $59,660 | $343,300 (+1.18%) Land $45,000 Building $298,300 |
| 2023 | $2,103.00 (+165.2%) Homeowner's exemption | $67,860 (+150.96%) | $339,300 (+25.48%) Land $44,500 Building $294,800 |
| 2022 | $793.00 (+29.36%) Homeowner's exemption | $27,040 | $270,400 Land $24,400 Building $246,000 |
| 2021 | $613.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (2005–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 92% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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