13295 Aura Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 13295 Aura Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,235 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2025)
Tax Bill	$4,731 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`080-060-016-000`

Property Details

APN / Parcel Number

Primary APN	`080-060-016-000`
Alternative APNs	`0806016000` `0806016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13295 AURA LN
City	WATERFORD
State	CA
Zip	95386-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON HILL LOT 16
Legal Subdivision	WATERFORD COLONY 04
Legal Block	1
Legal Lot Number	16
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1009
Census Tract	2801

Owner

13295 Aura Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13295 AURA LN, WATERFORD, CA 95386-8741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Grant Deed, Transfer · FHA Mortgage FLEXPOINT INC
Jul 6, 2023	Intrafamily Transfer, Transfer
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage ARCUS LENDING INC
Aug 29, 2017	Quit Claim Deed, Transfer SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC
Aug 29, 2017	Grant Deed, Transfer · FHA Mortgage PRIME LNDG
Feb 24, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202562174
Prior Transfer Date	Feb 22, 2017
Prior Transfer Doc	0000013091
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 16, 2025
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000062174
Map Reference	VOL 36 PG 15
Instrument Date	Nov 28, 2025
Instrument	2025-0062174
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13295 AURA LN, WATERFORD, CA 95386-8741

Mortgage

Document Number	0000062175
Date	Dec 16, 2025
Instrument	2025-0062175

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 6, 2023
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000030642
Map Reference	VOL 36 PG 15
Instrument Date	Jun 8, 2023
Instrument	2023-0030642
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40153 BESCO DR, FREMONT, CA 94538-2504

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 22, 2020
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000105894
Map Reference	VOL 36 PG 15
Instrument Date	Dec 16, 2020
Instrument	2020-0105894
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13295 AURA LN, WATERFORD, CA 95386-8741

Mortgage

Document Number	0000105895
Date	Dec 22, 2020
Instrument	2020-0105895

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 29, 2017
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000063253
Instrument Date	Aug 24, 2017
Instrument	63253
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13295 AURA LN WATERFORD CA 953868741, WATERFORD, CA 95386-8741

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 29, 2017
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000063252
Instrument Date	Jul 5, 2017
Instrument	63252
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13295 AURA LN WATERFORD CA 953868741, WATERFORD, CA 95386-8741

Mortgage

Document Number	63254
Date	Aug 29, 2017
Instrument	63254

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 24, 2017
Property Address	13295 AURA LN, WATERFORD, CA 95386-8741
Document Number	0000013091
Instrument Date	Feb 10, 2017
Instrument	13091
Transaction Type	Foreclosure
Record Updated	Mar 6, 2017

Transaction

Amount	Amount on Record
Tax	$214.96
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 13295 Aura Ln was $4,731, up 13.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,731.00 (+13.86%)	$395,000 (+15.85%) Land $200,000 Building $195,000
2025	$4,155.00	$340,964 Land $108,242 Building $232,722
2023	$3,989.00 (+1.5%)	$327,726 Land $104,040 Building $223,686
2022	$3,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13295 Aura Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13295 Aura Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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